Choice Offset Savings Account
Transaction & Savings AccountsData Sharing Status
The Choice Mortgage Offset Facility Allows You To Accumulate Savings In A Specific Savings Account And Use That Account Balance To Reduce Interest On Your Home Loan.
Fees
| Fee | Type | Amount |
|---|---|---|
| Dormant Account Admin Fee Charged monthly | Ongoing | $5.00 |
| Replacement of Redicard Fee | Event | $15.00 |
| Periodical Payment Rejection | Event | $15.00 |
| Periodical Payment Alteration | Event | $5.00 |
| Periodical Payment Fee | Transaction | $10.00 |
| Periodical Payment Fee | Transaction | $3.00 |
| Statement Copy Fee (> 12 mths) | Event | $5.00 |
| International Transfer Fee | Transaction | $15.00 |
| IPEX / SWIFT Payment Fee | Event |
Features
- Card access — VISA Debit Card
- Linked To A VISA Debit Card, With PayWave
- Digital banking
- 24/7 Banking And Instant Access To Your Accounts Via Laptop, Tablet Or Smartphone
- Digital wallet — ApplePay, GooglePay And SamsungPay
- Secure Contactless Payments, With ApplePay, GooglePay And SamsungPay, With Your Phone
- Loyalty program — "Relationship Rewards"
- "Relationship Rewards" - Providing You The Opportunity For Fee-Free Banking
- Real-time payments (NPP)
- "New Payments Platform (NPP)" - Making Payments Faster And Simpler
- PayID
- "PayID" - An Alternative Way To Make Payments Instead Of Remembering Account Numbers
Eligibility
- Minimum age — 18 years
- Subject To Eligibility For Credit Via Loan Application Assessment
- Residency status — Australian Citizens Or Permanent ResidentsResidents Of Australia Are Eligible
More Information
Published by Broken Hill Bank under the Consumer Data Right · Last updated 16 July 2026 · Product ID 52 · View on CDR.gov.au