---
title: "Choice Offset Home Loan — Broken Hill Bank"
description: "Home Loans from Broken Hill Bank. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/broken-hill-bank/products/53
source: "CDR Compare"
language: en-AU
last_updated: 2026-06-11T04:00:17.6722147Z
---

# Choice Offset Home Loan — Broken Hill Bank

> Home Loans from Broken Hill Bank. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Home Loans**

The Choice Offset Home Loan Allows You To Accumulate Savings In A Specific Savings Account And Use That Account Balance To Reduce Interest On Your Home Loan.

## At a glance

- **From (owner occupied):** 6.54% (6.59% comparison)

## Apply

Applications are handled by the provider: [Apply at Broken Hill Bank](https://brokenhill.apply-online.com.au/#/70024325-a0b9-4e2a-b1e8-6ada454dab55)

## Interest rates

| Type | Rate | Comparison | Applies to |
| --- | --- | --- | --- |
| Variable | 6.54% | 6.59% | — |

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| Loan Redraw Processing Fee | Transaction | $35.00 |
| Discharge of Mortgage Fee | Upfront | $648.92 |
| Veda credit report fee | Upfront | $19.95 |
| Loan Establishment Fee | Event | $655.00 |
| Loan Establishment Fee | Event | $705.00 |
| Loan Establishment Fee # | Upfront | $855.00 |
| Loan Contract Variation Fee | Event | $225.00 |
| Guarantee Security Fee | Event | $225.00 |
| Discharge of Mortgage Fee | Upfront | $125.00 |
| Credit Bureau Default Listing | Event | $50.00 |
| Security Handling Fee | Event | $200.00 |
| IPEX Fee - Loan Funding # | Upfront | $35.00 |
| Settlement Fee | Event | $150.00 |
| Debt Agreement Fee | Event | $150.00 |

## Features

- **Digital banking** (24/7 Banking And Instant Access To Your Accounts Via Laptop, Tablet Or Smartphone)
- **Extra repayments**
- **Loyalty program** — "Relationship Rewards" ("Relationship Rewards" - Providing You The Opportunity For Fee-Free Banking)
- **Offset account**
- **No Monthly Account Keeping Fees**
- **No Loan Service Fees**
- **No Penalties For Early Payouts**
- **Redraw facility**
- **Unlimited transactions** ("Relationship Rewards" - Providing You The Opportunity For Fee-Free Banking)

## Eligibility

- **Minimum age** — 18 years
- **Subject To Eligibility For Credit Via Loan Application Assessment**
- **Residency status** — Australian Citizens Or Permanent Residents (Residents Of Australia Are Eligible)

## Constraints

- **Maximum LVR** — 80%
- **Minimum limit** — $250,000.00

## More information from Broken Hill Bank

- [Overview](https://brokenhill.bank/home-loan)
- [Fees & pricing](https://brokenhill.bank/home-loan)

## Data provenance

- Published by Broken Hill Bank under the Consumer Data Right
- Product ID: `53`
- Last updated by the provider: 11 June 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/broken-hill-bank/53
- Provider page: https://www.cdrcompare.au/brands/broken-hill-bank
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000114

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/broken-hill-bank/products/53) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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