Cairns bank
Transaction & Savings Accounts
7A transaction account for business purposes
Cairns Bank's Kids Saver is a children's savings account to encourage children to develop good savings habits
An online only savings account attached to your transaction account
A full transaction account designed for recipients of aged or disability pensions
An account to help you save for Christmas
A 100% offset account for home loan customers
A day to day transaction account for personal use
Term Deposits
5Cairns Bank term deposits pay a fixed rate of interest for a fixed term with interest paid at maturity.
Cairns Bank term deposits pay a fixed rate of interest for a fixed term with interest paid at maturity.
Cairns Bank term deposits pay a fixed rate of interest for a fixed term with interest paid monthly.
Cairns Bank term deposits pay a fixed rate of interest for a fixed term with interest paid at maturity.
Cairns Bank term deposits pay a fixed rate of interest for a fixed term with interest paid at maturity.
Home Loans
64INVESTMENT PLUS HL FIXED 1YR >90 LVR IO
INVESTMENT PLUS HL FIXED 2YR >90 LVR IO
INVESTMENT PLUS HL FIXED 3YR >90 LVR IO
INVESTMENT PLUS HL VARIABLE >90 LVR IO
INVESTMENT PLUS HL FIXED 1YR 80-90 LVR IO
INVESTMENT PLUS HL FIXED 2YR 80-90 LVR IO
INVESTMENT PLUS HL PLUS FIXED 3YR 80-90 LVR IO
INVESTMENT PLUS HL VARIABLE 80-90 LVR IO
INVESTMENT PLUS HL FIXED 1YR 60-80 LVR IO
INVESTMENT PLUS HL FIXED 2YR 60-80 LVR IO
INVESTMENT PLUS HL FIXED 3YR 60-80 LVR IO
INVESTMENT PLUS HL VARIABLE 60-80 LVR IO
INVESTMENT PLUS HL FIXED 1YR <60 LVR IO
INVESTMENT PLUS HL FIXED 2YR <60 LVR IO
INVESTMENT PLUS HL FIXED 3YR <60 LVR IO
INVESTMENT PLUS HL VARIABLE <60 LVR IO
CLASSIC INVESTMENT HL VARIABLE >90 LVR IO
CLASSIC INVESTMENT HL VARIABLE 80-90 LVR IO
CLASSIC INVESTMENT HL VARIABLE 60-80 LVR IO
CLASSIC HOME LOAN VARIABLE >90 LVR IO
CLASSIC HOME LOAN VARIABLE >80-90 LVR IO
CLASSIC HOME LOAN VARIABLE 60-80 LVR IO
INVESTMENT PLUS HL FIXED 1YR <60 LVR PI
INVESTMENT PLUS HL FIXED 1YR 60-80 LVR PI
INVESTMENT PLUS HL FIXED 1YR 80-90 LVR PI
INVESTMENT PLUS HL FIXED 1YR >90 LVR PI
INVESTMENT PLUS HL FIXED 2YR <60 LVR PI
INVESTMENT PLUS HL FIXED 2YR 60-80 LVR PI
INVESTMENT PLUS HL FIXED 2YR 80-90 LVR PI
INVESTMENT PLUS HL FIXED 2YR >90 LVR PI
INVESTMENT PLUS HL FIXED 3YR <60 LVR PI
INVESTMENT PLUS HL FIXED 3YR 60-80 LVR PI
INVESTMENT PLUS HL FIXED 3YR 80-90 LVR PI
INVESTMENT PLUS HL FIXED 3YR >90 LVR PI
INVESTMENT PLUS HL VARIABLE <60 LVR PI
INVESTMENT PLUS HL VARIABLE 60-80 LVR PI
INVESTMENT PLUS HL VARIABLE 80-90 LVR PI
INVESTMENT PLUS HL VARIABLE >90 LVR PI
PLUS HOME LOAN FIXED 1YR <60 LVR PI
PLUS HOME LOAN FIXED 1YR 60-80 LVR PI
PLUS HOME LOAN FIXED 1YR 80-90 LVR PI
PLUS HOME LOAN FIXED 1YR >90 LVR PI
PLUS HOME LOAN FIXED 2YR <60 LVR PI
PLUS HOME LOAN FIXED 2YR 60-80 LVR PI
PLUS HOME LOAN FIXED 2YR 80-90 LVR PI
PLUS HOME LOAN FIXED 2YR >90 LVR PI
PLUS HOME LOAN FIXED 3YR <60 LVR PI
PLUS HOME LOAN FIXED 3YR 60-80 LVR PI
PLUS HOME LOAN FIXED 3YR 80-90 LVR PI
PLUS HOME LOAN FIXED 3YR >90 PI
PLUS HOME LOAN VARIABLE <60 LVR
PLUS HOME LOAN VARIABLE 60-80 LVR PI
PLUS HOME LOAN VARIABLE 80-90 LVR PI
PLUS HOME LOAN VARIABLE >90 PI
CLASSIC INVESTMENT HL VARIABLE <60 LVR IO
CLASSIC INVESTMENT HL VARIABLE <60 LVR PI
CLASSIC INVESTMENT HL VARIABLE 60-80 LVR PI
CLASSIC INVESTMENT HL VARIABLE 80-90 LVR PI
CLASSIC INVESTMENT HL VARIABLE >90 LVR PI
CLASSIC HOME LOAN VARIABLE <60 LVR IO
CLASSIC HOME LOAN VARIABLE <60 LVR PI
CLASSIC HOME LOAN VARIABLE 60-80 LVR PI
CLASSIC HOME LOAN VARIABLE 80-90 LVR PI
CLASSIC HOME LOAN VARIABLE >90 LVR PI
Personal Loans
3You can use a Cairns Bank secured personal loan for almost anything, including home improvements, the holiday of a lifetime or a car for your children!
You can use a Cairns Bank secured personal loan for almost anything, including home improvements, the holiday of a lifetime or a car for your children!
You can use a Cairns Bank unsecured personal loan for almost anything, including home improvements, the holiday of a lifetime or a car for your children!
Business Loans
1Secured loan for commercial purposes, including the purchase of the commercial premises for business or investment purposes and overdraf facitlies
Overdrafts
2An overdraft facility to assist with day to day cash flow, secured by real estate
An unsecured overdraft with card access available to home loan customers
Data published by Cairns bank under the Consumer Data Right · ABN 68087933757 · Register entry updated 1 July 2026 · View on CDR.gov.au