PLUS HOME LOAN FIXED 3YR <60 LVR PI
PLUS HOME LOAN FIXED 3YR <60 LVR PI
- From (owner occupied)
- 6.34%
- 6.2% comparison
Interest Rates
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Fixed · 3 years The comparison rate is calculated on the basis of a secured loan of $150,000 over a term of 25 years. | 6.34% | 6.2% | — |
Fees
| Fee | Type | Amount |
|---|---|---|
| ADDITIONAL_REDRAW_FEE Payable in respect of each redraw in a month after the first free redraw | Event | $20.00 |
| ARREARS_FEE For loans in arrears two month or more | Ongoing | $25.00 |
| BANK_CHEQUE_FEE Payable for each cheque from a Bank (other than Cairns Bank) you request | Event | $12.00 |
| BREAK_COST_ADMINISTRATION_FEE Payable when the whole of a fixed rate loan is repaid during any fixed rate period and any other break costs do not exceed $400 | Event | $400.00 |
| CORPORATE_CHEQUE | Event | $10.00 |
| DISCHARGE_PREPARATION_FEE When the balance is repaid in full and a Form 3 is prepared | Event | $60.00 |
| DISCHARGE_SETTLEMENT_FEE When required to attend at settlement | Event |
Features
- Split Loan - maximum 4 splits. 1 Plus Product Annual Fee charged to primary loan account
- Redraw facility
- Minimum redraw amount is $1,000
- Offset account
- Offset accounts available
- Extra repayments
- The combined balance of extra repayments in the offset account(s) and redraw must not exceed $200,000 in total
Eligibility
- Individuals only
- Minimum age — 18 years
- Residency status — AUSTRALIAN CITIZEN
Constraints
- Minimum limit — $150,000.00Eligible minimum loan amount
- Maximum limit — $2,000,000.00Eligible maximum loan amount
More Information
Published by Cairns bank under the Consumer Data Right · Last updated 4 June 2026 · Product ID L25_PLUS_PI_F3_60 · View on CDR.gov.au