Commercial Loan
Secured loan for commercial purposes, including the purchase of the commercial premises for business or investment purposes and overdraf facitlies
- From
- 7.74%
- Variable
Interest Rates
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Variable | 7.74% | — | — |
Fees
| Fee | Type | Amount |
|---|---|---|
| ACCOUNT_KEEPING_FEE | Ongoing | $12.00 |
| ARREARS_FEE For loans in arrears two month or more | Ongoing | $25.00 |
| ADDITIONAL_REDRAW_FEE Payable in respect of each redraw in a month after the first free redraw | Event | $20.00 |
| BANK_CHEQUE_FEE Payable for each cheque from a Bank (other than Cairns Bank) you request | Event | $12.00 |
| CORPORATE_CHEQUE | Event | $10.00 |
| DISCHARGE_PREPARATION_FEE When the balance is repaid in full and a Form 3 is prepared | Event | $60.00 |
| DISCHARGE_SETTLEMENT_FEE When required to attend at settlement | Event | $100.00 |
| VARIATION_OF_LOAN_CONTRACT_FEE |
Features
- Overdraft available
- Redraw facility
Eligibility
- Business customers
- Individuals only
- Minimum age — 18 years
Constraints
- Minimum limit — $5,000.00
Published by Cairns bank under the Consumer Data Right · Last updated 4 June 2026 · Product ID L4_COMMERCIAL_LOAN · View on CDR.gov.au