Personal Loan - Secured (residential)
You can use a Cairns Bank secured personal loan for almost anything, including home improvements, the holiday of a lifetime or a car for your children!
- From
- 7.34%
- 8.21% comparison
Interest Rates
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Variable Secured by residential property | 7.34% | 8.21% | — |
Fees
| Fee | Type | Amount |
|---|---|---|
| APPLICATION_FEE | Upfront | $200.00 |
| ACCOUNT_KEEPING_FEE | Ongoing | $12.00 |
| ARREARS_FEE For loans in arrears two month or more | Ongoing | $25.00 |
| DISCHARGE_PREPARATION_FEE When the balance is repaid in full and a Form 3 is prepared | Event | $60.00 |
| DISCHARGE_SETTLEMENT_FEE When required to attend at settlement | Event | $100.00 |
| BANK_CHEQUE_FEE Payable for each cheque from a Bank (other than Cairns Bank) you request | Event | $12.00 |
| CORPORATE_CHEQUE | Event | $10.00 |
Eligibility
- Individuals only
- Residency status — Australian Citizen
- Minimum age — 18 years
Constraints
- Minimum limit — $3,000.00
More Information
Published by Cairns bank under the Consumer Data Right · Last updated 4 June 2026 · Product ID L60_Secured_-_Residential · View on CDR.gov.au