---
title: "Cairns Bank personal overdraft — Cairns bank"
description: "Overdrafts from Cairns bank. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/cairns-bank/products/S30
source: "CDR Compare"
language: en-AU
last_updated: 2021-04-01T15:34:30.000+10:00
---

# Cairns Bank personal overdraft — Cairns bank

> Overdrafts from Cairns bank. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Overdrafts · Cairns Bank**

An unsecured overdraft with card access available to home loan customers

## At a glance

- **From:** 10% (Variable)

## Interest rates

| Type | Rate | Comparison | Applies to |
| --- | --- | --- | --- |
| Variable | 10% | — | — |

## Deposit rates

| Type | Rate | Applies to | Interest paid |
| --- | --- | --- | --- |
| Variable | 0% | — | monthly |

## Features

- **Card access**
- **Overdraft available**

## Eligibility

- **Home loan customers only**

## Constraints

- **Maximum balance** — 5,000

## Data provenance

- Published by Cairns bank under the Consumer Data Right
- Product ID: `S30`
- Last updated by the provider: 1 April 2021
- Source payload (JSON): https://www.cdrcompare.au/api/raw/cairns-bank/S30
- Provider page: https://www.cdrcompare.au/brands/cairns-bank
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000075

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/cairns-bank/products/S30) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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