---
title: "Christmas Saver Account — Cairns bank"
description: "Transaction & Savings Accounts from Cairns bank. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/cairns-bank/products/S6
source: "CDR Compare"
language: en-AU
last_updated: 2026-05-25T15:00:07.000+10:00
---

# Christmas Saver Account — Cairns bank

> Transaction & Savings Accounts from Cairns bank. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Transaction & Savings Accounts · Cairns Bank**

An account to help you save for Christmas

## At a glance

- **Base rate:** 2%

## Deposit rates

| Type | Rate | Applies to | Interest paid |
| --- | --- | --- | --- |
| Variable | 2% | — | every 12 months |

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| EXCESS_WITHDRAWAL_FEE — 1 free withdrawal per year - applies outside 1st November - 31st December | Withdrawal | $10.00 |

## Features

- **Funds available to withdraw 1st Nov to 31st Dec each year**
- **Digital banking** (Available from 1st Nov to 31 Dec each year)

## Eligibility

- **1 Free withdrawal per year outside 1 November - 31st December**

## More information from Cairns bank

- [Overview](https://cairnsbank.com.au/banking/savings-accounts/christmas-saver/)
- [Terms & conditions](https://cairnsbank.com.au/information-and-support/disclosure/)
- [Fees & pricing](https://cairnsbank.com.au/information-and-support/disclosure/fees-and-charges/)

## Data provenance

- Published by Cairns bank under the Consumer Data Right
- Product ID: `S6`
- Last updated by the provider: 25 May 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/cairns-bank/S6
- Provider page: https://www.cdrcompare.au/brands/cairns-bank
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000075

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/cairns-bank/products/S6) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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