Business overdraft (secured)
An overdraft facility to assist with day to day cash flow, secured by real estate
- From
- 7.25%
- Variable
Interest Rates
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Variable https://cairnsbank.com.au/banking/business-banking/secured-overdrafts/ | 7.25% | — | — |
Deposit Rates
| Type | Rate | Applies To | Interest Paid |
|---|---|---|---|
| Variable | 0.01% | — | monthly |
Fees
| Fee | Type | Amount |
|---|---|---|
| ACCOUNT_KEEPING_FEE | Ongoing | $12.00 |
| APPLICATION_FEE | Upfront | $200.00 |
| ARREARS_FEE For loans in arrears two month or more | Ongoing | $25.00 |
| CORPORATE_CHEQUE | Event | $10.00 |
| BANK_CHEQUE_FEE Payable for each cheque from a Bank (other than Cairns Bank) you request | Event | $12.00 |
| DISCHARGE_PREPARATION_FEE When the balance is repaid in full and a Form 3 is prepared | Event | $60.00 |
| DISCHARGE_SETTLEMENT_FEE When required to attend at settlement | Event | $100.00 |
Eligibility
- Individuals only
- Business customers
More Information
Published by Cairns bank under the Consumer Data Right · Last updated 4 June 2026 · Product ID S8_Overdrafts · View on CDR.gov.au