---
title: "HOUSING LOAN (CODE) - Owner Occupied - Fixed Interest - 12 months - Principal and Interest — Central Murray Bank"
description: "Home Loans from Central Murray Bank. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/central-murray-bank/products/L31_5_OO_F12_PI
source: "CDR Compare"
language: en-AU
last_updated: 2026-06-25T12:02:24.000+10:00
---

# HOUSING LOAN (CODE) - Owner Occupied - Fixed Interest - 12 months - Principal and Interest — Central Murray Bank

> Home Loans from Central Murray Bank. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Home Loans · CENTRAL MURRAY CREDIT UNION LIMITED**

HOUSING LOAN (CODE) - Owner Occupied - Fixed Interest - 12 months - Principal and Interest

## At a glance

- **From (owner occupied):** 6.49% (7% comparison)

## Interest rates

| Type | Rate | Comparison | Applies to |
| --- | --- | --- | --- |
| Fixed · 1 year (Comparison Rate calculated on a secured loan of $150,000 over 25 years. A comparison rate schedule is available at all branches. WARNING: This comparison rate applies only to the example given; different terms, fees or other amounts will result in different comparison rate. Costs such as redraw fees or early repayment fees, and costs savings such as fee waivers, are not included in the comparison.) | 6.49% | 7% | — |

## Eligibility

- **Minimum age** — 18 years

## Constraints

- **Minimum balance** — $500.00
- **Minimum LVR** — 0%
- **Maximum LVR** — 95%

## Bundles

- **MORTGAGE_OFFSET** — Mortgage Offset

## More information from Central Murray Bank

- [Overview](https://www.centralmurray.bank/loans/housing-loans/)
- [Fees & pricing](https://www.centralmurray.bank/loans/housing-loans/)

## Data provenance

- Published by Central Murray Bank under the Consumer Data Right
- Product ID: `L31_5_OO_F12_PI`
- Last updated by the provider: 25 June 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/central-murray-bank/L31_5_OO_F12_PI
- Provider page: https://www.cdrcompare.au/brands/central-murray-bank
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000125

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/central-murray-bank/products/L31_5_OO_F12_PI) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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