---
title: "PENSIONER JOINT — Central Murray Bank"
description: "Transaction & Savings Accounts from Central Murray Bank. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/central-murray-bank/products/S66_Std
source: "CDR Compare"
language: en-AU
last_updated: 2026-07-31T14:38:55.000+10:00
---

# PENSIONER JOINT — Central Murray Bank

> Transaction & Savings Accounts from Central Murray Bank. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Transaction & Savings Accounts · CENTRAL MURRAY CREDIT UNION LIMITED**

PENSIONER JOINT

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| ATM_TRANSACTIONS | Transaction | $0.75 |
| DECLINED_ATM_FEE | Transaction | $0.75 |
| DECLINED_EFTPOS_FEE | Transaction | $0.75 |
| DEPOSITED_CHEQUE_DISHONOUR_FEE | Event | $50.00 |
| DIRECT_DEBIT_DISHONOUR | Transaction | $10.00 |
| DIRECT_DEBIT_PROCESSING | Transaction | $0.20 |
| EFTPOS_CHARGE | Transaction | $0.75 |
| FUTURE_DATED_BPAY | Transaction | $0.50 |
| FUTURE_DATED_EFT_-_EXTERNAL | Transaction | $0.50 |
| FUTURE_DATED_OSKO | Transaction | $0.20 |
| MEMBER_CHEQUE_PRESENTMENT_FEE | Transaction | $0.40 |
| OTC_BPAY | Transaction | $0.50 |
| OTC_CASH_WITHDRAWAL | Transaction | $2.50 |
| OTC_EFT_EXTERNAL | Transaction | $0.50 |
| OTC_TRANSFERS | Transaction | $2.50 |
| OVERSEAS_VISA_DEBIT_ATM_WITHDRAWAL | Transaction | $5.00 |
| VISA_SERVICE_FEE | Ongoing | $3.00 |

## Features

- **Real-time payments (NPP)**
- **PayID**
- **Card access**

## Eligibility

- **Pension recipients**

## More information from Central Murray Bank

- [Overview](https://www.centralmurray.bank/personal-banking/transactional-accounts/pensioner-accounts/)
- [Terms & conditions](https://www.centralmurray.bank/support/regulatory/disclosure-statements/)
- [Eligibility](https://www.centralmurray.bank/support/regulatory/disclosure-statements/)
- [Fees & pricing](https://www.centralmurray.bank/support/regulatory/disclosure-statements/)

## Data provenance

- Published by Central Murray Bank under the Consumer Data Right
- Product ID: `S66_Std`
- Last updated by the provider: 31 July 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/central-murray-bank/S66_Std
- Provider page: https://www.cdrcompare.au/brands/central-murray-bank
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000125

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/central-murray-bank/products/S66_Std) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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