
Central West CUL
Transaction & Savings Accounts
13An Offset home loan allows you to pay off your loan faster by using your savings to reduce the amount of interest you pay.
For customers who have a Smart or Premium Smart Variable Rate Home Loan who require a transaction fee free account with the option of a overdraft account
The Cash Management Account is tiered interest structure encourages you to save more, and reach your financial goals sooner.
With high interest calculated on your daily balance, and paid monthly, this is the best account for members who want to maximise the interest on their savings.
Managing your savings in retirement. Designed to suit aged pension recipients
INVESTMENT SAVINGS
We support our community organisations year-round through the Community Proud Savings Account - an account designed to make it easier for them to manage their finances.
Take the pressure out of the most expensive time of year.
For budgeting and reaching your financial goals
For budgeting and reaching your financial goals
Sign up to start your financial journey with Central West Credit Union with our On-Call Account, an everyday access account with the option to add a Visa debit card and Internet Banking.
Transactional Account for Business customers
For budgeting and reaching your financial goals.
Term Deposits
8A fixed term deposit lets you earn a competitive interest rate on your money, over a set period of time.
A fixed term deposit lets you earn a competitive interest rate on your money, over a set period of time.
A fixed term deposit lets you earn a competitive interest rate on your money, over a set period of time.
A fixed term deposit lets you earn a competitive interest rate on your money, over a set period of time.
A fixed term deposit lets you earn a competitive interest rate on your money, over a set period of time.
A fixed term deposit lets you earn a competitive interest rate on your money, over a set period of time.
A fixed term deposit lets you earn a competitive interest rate on your money, over a set period of time.
A fixed term deposit lets you earn a competitive interest rate on your money, over a set period of time.
Home Loans
10Perfect for First Home Buyers
Whether you're a first homebuyer, or looking to expand along with your family, our friendly team will work with you to find the loan that best supports your goals.
Perfect for borrowers with equity in their home
For those members who require certainty of repayments
for those members who want certainty of repayments
For those members who want certainty of repayments
For those members who want certainty of repayments
Take advantage of our low rates and personal service to buy your investment property with confidence.
Interest Only - H/Loan
Mortgage Equity Loan
Personal Loans
5Includes Cars, Boats, Caravans & Motorbikes
Includes cars, boats, caravans and motorbikes
We want to help our members meet their goals, no matter what they are
Whether you're looking to take a holiday, renovate your home or you want to consolidate debt, we could help you with a CWCU Variable Rate Personal Loan
Whether you're looking to take a holiday, renovate your home or you want to consolidate debt, we could help you with a CWCU Variable Rate Personal Loan
Business Loans
5Loans for business purposes
For customers who want to purchase commercial premises for investment purposes
Loans for Business purposes
Loans for Business purposes
Loans for Business purposes
Overdrafts
2For customers who have a Smart or Premium Smart Variable Rate Home Loan who require a overdraft on their transaction account
Even out those peaks and troughs in your monthly budget with a safety net overdraft.
Data published by Central West CUL under the Consumer Data Right · ABN 67087649885 · Register entry updated 1 July 2026 · View on CDR.gov.au