S10 Cash Management Account

Transaction & Savings AccountsNegotiable ratesCENTRAL WEST CREDIT UNION LTDData Sharing Status

The Cash Management Account is tiered interest structure encourages you to save more, and reach your financial goals sooner.

Interest Rates

Type	Rate	Comparison	Applies To
Variable A overdraft facility is allowed on this account. Debit interest is charged every month	0%	—	—

Type	Rate	Applies To	Interest Paid
Variable	1.25%	S10 Cash Management Account_Tier_1	every 3 months
Variable	1.3%	S10 Cash Management Account_Tier_2	every 3 months
Variable	1.4%	S10 Cash Management Account_Tier_3	every 3 months
Variable	1.5%	S10 Cash Management Account_Tier_4	every 3 months
Variable	2.1%	S10 Cash Management Account_Tier_5	every 3 months

Fee	Type	Amount
DECLINED_ATM/EFT_FEE Capped at $0.00 −$1.50 — Under 18 years of age	Cash advance	$0.50
DIRECT_DEBIT_REJECTION_FEE Capped at $0.00	Cash advance	$10.00
EFTPOS Capped at $0.00 · Discounts apply −$50,000.00 — Relationship Balance −$0.90 — Under 21 years of age	Cash advance	$0.50
MONTHLY_VISA_CARD_FEE Capped at $0.00 · Fee is applicable to active cards only −$50,000.00 — Relationship Balance −$2.50 — Under 16 years of age	Cash advance	$2.00
OVER_THE_COUNTER_CASH_WITHDRAWALS Capped at $0.00 · Discounts apply −$1.50 — Under 18 years of age −$50,000.00 — Relationship Balance	Cash advance	$1.50

Published by Central West CUL under the Consumer Data Right · Last updated 31 May 2026 · Product ID Cash_Management · View on CDR.gov.au