S4 Christmas Club Account
Take the pressure out of the most expensive time of year.
- Base rate
- 1.8%
Deposit Rates
| Type | Rate | Applies To | Interest Paid |
|---|---|---|---|
| Variable | 1.8% | — | yearly |
Fees
| Fee | Type | Amount |
|---|---|---|
| CHRISTMAS_CLUB_FEE Capped at $0.00 | Cash advance | $10.00 |
| PAPER_STATEMENT_FEE Capped at $0.00
| Cash advance | $2.50 |
| OVER_THE_COUNTER_CASH_WITHDRAWALS Capped at $0.00 · Discounts apply
| Cash advance | $1.50 |
| DORMANT_ACCOUNT_FEE Capped at $0.00 · Charged after 2 years of inactivity | Cash advance | $10.00 |
Features
- Free transactions — 4
- 4 Free over the counter withdrawals per month
- Digital banking
- Unlimited transactions
- Withdrawal period between 1 November and the last day of February of the following year. We may allow early withdrawals in our absolute discretion. Fees may be charged.
- Card access is not avialable on this product
Eligibility
- Residency status — Australian Residents only
More Information
Published by Central West CUL under the Consumer Data Right · Last updated 31 May 2026 · Product ID Christmas_Account · View on CDR.gov.au