
S6 Golden Account
Managing your savings in retirement. Designed to suit aged pension recipients
- Base rate
- 1.95%
Deposit Rates
| Type | Rate | Applies To | Interest Paid |
|---|---|---|---|
| Variable | 1.3% | S6 Golden Account_Tier_1 | every 3 months |
| Variable | 1.95% | S6 Golden Account_Tier_2 | every 3 months |
Fees
| Fee | Type | Amount |
|---|---|---|
| DECLINED_ATM/EFT_FEE Capped at $0.00
| Cash advance | $0.50 |
| DIRECT_DEBIT_REJECTION_FEE Capped at $0.00 | Cash advance | $10.00 |
| EFTPOS Capped at $0.00 · Discounts apply
| Cash advance | $0.50 |
| MONTHLY_VISA_CARD_FEE Capped at $0.00 · Fee is applicable to active cards only
| Cash advance | $2.00 |
| OVER_THE_COUNTER_CASH_WITHDRAWALS Capped at $0.00 · Discounts apply
| Cash advance | $1.50 |
Features
- Card access
- Unlimited transactions
- Digital wallet — Apple, Samsung & Google Pay
- Digital banking
- Free transactions — 4
- 4 Free over the counter withdrawals per month
- Free transactions — 8
- 8 Free EFTPOS transaction per month
- Unlimited transactions
- Free transactions — 3
- 3 Free Bank@Post transactions per month
Eligibility
- Residency status — Australian Residents only
More Information
Published by Central West CUL under the Consumer Data Right · Last updated 31 May 2026 · Product ID Golden_Account · View on CDR.gov.au