---
title: "$5000+ (12m - 24m) I4 — Central West CUL"
description: "Term Deposits from Central West CUL. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/central-west-cul/products/I4_Fixed_Term_Deposit
source: "CDR Compare"
language: en-AU
last_updated: 2026-07-15T16:48:28.000+10:00
---

# $5000+ (12m - 24m) I4 — Central West CUL

> Term Deposits from Central West CUL. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Term Deposits · CENTRAL WEST CREDIT UNION LTD**

A fixed term deposit lets you earn a competitive interest rate on your money, over a set period of time.

## At a glance

- **Fixed rate:** 4.9% (17 months)

## Apply

Applications are handled by the provider: [Apply at Central West CUL](https://www.cwcu.com.au/savings/fixed-term-deposits)

## Deposit rates

| Type | Rate | Applies to | Interest paid |
| --- | --- | --- | --- |
| Fixed · 17 months | 4.9% | $5000+ (12m - 24m) I4_Tier; $5000+ (12m - 24m) I4_Tier | at maturity |
| Fixed · 17 months | 4.9% | $5000+ (12m - 24m) I4_Tier; $5000+ (12m - 24m) I4_Tier | monthly |
| Fixed · 17 months | 4.9% | $5000+ (12m - 24m) I4_Tier; $5000+ (12m - 24m) I4_Tier | at maturity |
| Fixed · 17 months | 4.9% | $5000+ (12m - 24m) I4_Tier; $5000+ (12m - 24m) I4_Tier | monthly |
| Fixed · 2 years | 4.9% | $5000+ (12m - 24m) I4_Tier; $5000+ (12m - 24m) I4_Tier | at maturity |
| Fixed · 2 years | 4.9% | $5000+ (12m - 24m) I4_Tier; $5000+ (12m - 24m) I4_Tier | monthly |
| Fixed · 2 years | 4.9% | $5000+ (12m - 24m) I4_Tier; $5000+ (12m - 24m) I4_Tier | at maturity |
| Fixed · 2 years | 4.9% | $5000+ (12m - 24m) I4_Tier; $5000+ (12m - 24m) I4_Tier | monthly |

## Features

- **Interest calculated daily, paid monthly**
- **Interest calculated daily, paid at maturity**

## Eligibility

- **Residency status** — Australian residents only

## Constraints

- **Minimum balance** — $5,000.00

## More information from Central West CUL

- [Overview](https://www.cwcu.com.au/savings/fixed-term-deposits)
- [Terms & conditions](https://www.cwcu.com.au/disclosure-documents/conditions-of-use)
- [Eligibility](https://www.cwcu.com.au/disclosure-documents/conditions-of-use)
- [Fees & pricing](https://www.cwcu.com.au/disclosure-documents/fees-and-charges)
- [Bundle information](https://www.cwcu.com.au/savings/fixed-term-deposits)

## Data provenance

- Published by Central West CUL under the Consumer Data Right
- Product ID: `I4_Fixed_Term_Deposit`
- Last updated by the provider: 15 July 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/central-west-cul/I4_Fixed_Term_Deposit
- Provider page: https://www.cdrcompare.au/brands/central-west-cul
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000278

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/central-west-cul/products/I4_Fixed_Term_Deposit) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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