Minimiser Home Loan
Perfect for First Home Buyers
- From (owner occupied)
- 6.89%
- 6.95% comparison
Interest Rates
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Variable Secured by mortgage over Residential Property | 6.89% | 6.95% | — |
Fees
| Fee | Type | Amount |
|---|---|---|
| MINIMISER_HOME_LOAN_ESTABLISHMENT_FEE Capped at $0.00 · ON ESTABLISHMENT OF LOAN | Cash advance | $1,022.00 |
| MORTGAGE_DISCHARGE_FEE Capped at $0.00 · Discharge fees are paid on discharge | Cash advance | $536.00 |
Features
- Redraw facility
- $0 Fee
- Digital banking
- Maximum term 30 years
- Extra repayments
Eligibility
- Minimum age — 18 years
- Residency status — Australian Resident only
- Maximum LVR 95% subject to Lenders Mortgage Insurance approval
Constraints
- Minimum balance — $100,000.00
- Maximum LVR — 80%Maximum LVR 80% without Lenders Mortgage Insurance
More Information
Published by Central West CUL under the Consumer Data Right · Last updated 4 June 2026 · Product ID Minimiser_Housing_Loan · View on CDR.gov.au · View Source Data (JSON)