---
title: "Premium Personal Loan — Central West CUL"
description: "Personal Loans from Central West CUL. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/central-west-cul/products/Premium_Personal_Loan
source: "CDR Compare"
language: en-AU
last_updated: 2026-04-14T09:09:50.000+10:00
---

# Premium Personal Loan — Central West CUL

> Personal Loans from Central West CUL. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Personal Loans · CENTRAL WEST CREDIT UNION LTD**

Whether you're looking to take a holiday, renovate your home or you want to consolidate debt, we could help you with a CWCU Variable Rate Personal Loan

## At a glance

- **From:** 9.5% (10.52% comparison)

## Apply

Applications are handled by the provider: [Apply at Central West CUL](https://www.cwcu.com.au/lending/apply-for-a-loan)

## Interest rates

| Type | Rate | Comparison | Applies to |
| --- | --- | --- | --- |
| Variable (Can either be secured or unsecured) | 9.5% | 10.52% | — |

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| LOAN_APPLICATION_FEE — On Establishment of Loan | Upfront | $150.00 |

## Features

- **Digital banking**
- **Interest rate is subject to meeting eligibility criteria**
- **Maximum term 7 years**

## Eligibility

- **Minimum age** — 18 years (18)
- **Residency status** — Australian Resident only

## Constraints

- **Minimum balance** — $10,000.00

## More information from Central West CUL

- [Overview](https://www.cwcu.com.au/lending/personal-loans)
- [Terms & conditions](https://www.cwcu.com.au/disclosure-documents/conditions-of-use)
- [Eligibility](https://www.cwcu.com.au/disclosure-documents/conditions-of-use)
- [Fees & pricing](https://www.cwcu.com.au/disclosure-documents/fees-and-charges)
- [Bundle information](https://www.cwcu.com.au/lending/apply-for-a-loan)

## Data provenance

- Published by Central West CUL under the Consumer Data Right
- Product ID: `Premium_Personal_Loan`
- Last updated by the provider: 13 April 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/central-west-cul/Premium_Personal_Loan
- Provider page: https://www.cdrcompare.au/brands/central-west-cul
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000278

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/central-west-cul/products/Premium_Personal_Loan) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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