S2 Budget Savings Account
For budgeting and reaching your financial goals
- Base rate
- 0.05%
Deposit Rates
| Type | Rate | Applies To | Interest Paid |
|---|---|---|---|
| Variable | 0.05% | S2 Budget Savings Account_Tier_1 | yearly |
| Variable | 0.05% | S2 Budget Savings Account_Tier_2 | yearly |
Fees
| Fee | Type | Amount |
|---|---|---|
| DIRECT_DEBIT_REJECTION_FEE Capped at $0.00 | Cash advance | $10.00 |
| OVER_THE_COUNTER_CASH_WITHDRAWALS Capped at $0.00 · Discounts apply
| Cash advance | $1.50 |
| PAPER_STATEMENT_FEE Capped at $0.00
| Cash advance | $2.50 |
| STAFF_ASSISTED_BPAY_TRANSACTION_FEE Capped at $0.00 | Cash advance | $1.00 |
| STAFF_ASSISTED_DIRECT_TRANSFER_FEE Capped at $0.00 · $10 for immediate transfer | Cash advance | $5.00 |
| OVERDRAWN_ACCOUNT_FEE Capped at $0.00 | Cash advance | $10.00 |
Features
- Digital banking
- Free transactions
- 4 Free over the counter withdrawals per month
- Unlimited transactions
- Card access — Is not available on this product
Eligibility
- Residency status — Australian Residents only
More Information
Published by Central West CUL under the Consumer Data Right · Last updated 30 May 2026 · Product ID S2_Budget_Deposit_Account · View on CDR.gov.au