S90 Business Smart
Transactional Account for Business customers
- Base rate
- 1.75%
Interest Rates
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Variable | 0% | — | — |
Deposit Rates
| Type | Rate | Applies To | Interest Paid |
|---|---|---|---|
| Variable | 1.15% | S90 Business Smart_Tier_1 | monthly |
| Variable | 1.2% | S90 Business Smart_Tier_2 | monthly |
| Variable | 1.3% | S90 Business Smart_Tier_3 | monthly |
| Variable | 1.4% | S90 Business Smart_Tier_4 | monthly |
| Variable | 1.75% | S90 Business Smart_Tier_5 | monthly |
Fees
| Fee | Type | Amount |
|---|---|---|
| DECLINED_ATM/EFT_FEE Capped at $0.00
| Cash advance | $0.50 |
| DIRECT_DEBIT_REJECTION_FEE Capped at $0.00 | Cash advance | $10.00 |
| DORMANT_ACCOUNT_FEE Capped at $0.00 · Charged after 2 years of inactivity | Cash advance | $10.00 |
| EFTPOS Capped at $0.00 · Discounts apply
| Cash advance | $0.50 |
| MONTHLY_VISA_CARD_FEE Capped at $0.00 · Fee is applicable to active cards only
| Cash advance | $2.00 |
| OVERDRAFT_ESTABLISHMENT_FEE Capped at $0.00 · Only applicable when applying for an Overdraft facility |
Features
- Card access — Visa debit card
- Digital banking
- Digital wallet — Apple, Samsung & Google Pay
- Free transactions — 4
- 4 Free over the counter withdrawals per month
- Free transactions — 8
- 8 Free EFTPOS transactions per month
- Free transactions — 3
- 3 fee Bank@Post transactions per month
- Unlimited transactions
Eligibility
- Residency status — Australian Residents only
- Minimum age 18 applies if applying for a overdraft
More Information
Published by Central West CUL under the Consumer Data Right · Last updated 13 April 2026 · Product ID S90_Business · View on CDR.gov.au