Smart Investment Home Loan
Take advantage of our low rates and personal service to buy your investment property with confidence.
- From (investment)
- 7.46%
- 7.52% comparison
Interest Rates
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Variable Secured by mortgage over Residential property | 7.46% | 7.52% | — |
Fees
| Fee | Type | Amount |
|---|---|---|
| MORTGAGE_DISCHARGE_FEE Capped at $0.00 · Discharge fees are paid on discharge | Cash advance | $536.00 |
| SMART_HOME_LOAN_ESTABLISHMENT_FEE Capped at $0.00 · Establishment fees paid on funding (Includes Mortgage Registration Fee) | Cash advance | $822.00 |
Features
- Redraw facility
- Free - Minimum amount $500
- Digital banking
- Offset account
- Maximum term 30 years
- Extra repayments
- Split Loan Allowed
Eligibility
- Minimum age — 18 years
- Residency status — Australian Resident only
- Maximum LVR of 85% subject to Lenders Mortgage Insurance approval
Constraints
- Minimum balance — $10,000.00
- Maximum LVR — 80%Maximum LVR 80% without Lenders Mortgage Insurance
More Information
Published by Central West CUL under the Consumer Data Right · Last updated 23 April 2026 · Product ID Smart_Investment_Home_Loan · View on CDR.gov.au