Visa Access Account

OverdraftsCENTRAL WEST CREDIT UNION LTDData Sharing Status

Even out those peaks and troughs in your monthly budget with a safety net overdraft.

Interest Rates

Type	Rate	Comparison	Applies To
Variable Interest payment in Arrears	12.5%	—	—

Fee	Type	Amount
DECLINED_ATM/EFT_FEE Capped at $0.00 −$1.50 — Under 18 years of age	Cash advance	$0.50
EFTPOS Capped at $0.00 · Discounts apply −$50,000.00 — Relationship Balance −$0.90 — Under 21 years of age	Cash advance	$0.50
MONTHLY_VISA_CARD_FEE Capped at $0.00 · Fee is applicable to active cards only −$50,000.00 — Relationship Balance −$2.50 — Under 16 years of age	Cash advance	$2.00
PAPER_STATEMENT_FEE Capped at $0.00 −$2.50 — Under 16 years of age	Cash advance	$2.50
STAFF_ASSISTED_BPAY_TRANSACTION_FEE Capped at $0.00	Cash advance	$1.00
STAFF_ASSISTED_DIRECT_TRANSFER_FEE

Published by Central West CUL under the Consumer Data Right · Last updated 30 May 2026 · Product ID Visa_Access · View on CDR.gov.au