Christmas Club
Transaction & Savings AccountsData Sharing Status
Christmas Club
- Base rate
- 1.95%
Deposit Rates
| Type | Rate | Applies To | Interest Paid |
|---|---|---|---|
| Variable | 1.95% | Floating Balance - Tier 2 | monthly |
Fees
| Fee | Type | Amount |
|---|---|---|
| Security Token | Event | $20.00 |
| Xmas Club Early Withdrawal Fee | Transaction | $10.00 |
| Dormant Account Fee Charged yearly | Ongoing | $25.00 |
| Chq Deposit Dishonour Fee | Event | $10.00 |
| Special Clearance Chq Fee | Event | $32.50 |
| Elec Outbound Rejection Fee | Event | $5.00 |
| SMS Fees | Event | $0.25 |
| Piggy Bank | Event | $5.00 |
| Staff Assisted Electronic Pmnt | Transaction | $2.25 |
Features
- Digital banking
- Real-time payments (NPP)
- Unlimited transactions
- During the 1st November and 31 January each year
Eligibility
- Individuals only
- Residency status — Australia
Constraints
- Account closed to withdrawals between 1st of February and 31 October each year
More Information
Published by Coastline Bank under the Consumer Data Right · Last updated 1 June 2026 · Product ID 14 · View on CDR.gov.au