---
title: "Christmas Club — Coastline Bank"
description: "Transaction & Savings Accounts from Coastline Bank. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/coastline-bank/products/14
source: "CDR Compare"
language: en-AU
last_updated: 2026-06-01T06:00:14.8362123Z
---

# Christmas Club — Coastline Bank

> Transaction & Savings Accounts from Coastline Bank. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Transaction & Savings Accounts**

Christmas Club

## At a glance

- **Base rate:** 1.95%

## Apply

Applications are handled by the provider: [Apply at Coastline Bank](https://onboarding.coastline.com.au/#/welcome?productcode=115)

## Deposit rates

| Type | Rate | Applies to | Interest paid |
| --- | --- | --- | --- |
| Variable (Existing customers only · New accounts only · New customers only) | 1.95% | Floating Balance - Tier 2 | monthly |

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| Security Token | Event | $20.00 |
| Xmas Club Early Withdrawal Fee | Transaction | $10.00 |
| Dormant Account Fee — Charged yearly | Ongoing | $25.00 |
| Chq Deposit Dishonour Fee | Event | $10.00 |
| Special Clearance Chq Fee | Event | $32.50 |
| Elec Outbound Rejection Fee | Event | $5.00 |
| SMS Fees | Event | $0.25 |
| Piggy Bank | Event | $5.00 |
| Staff Assisted Electronic Pmnt | Transaction | $2.25 |

## Features

- **Digital banking**
- **Real-time payments (NPP)**
- **Unlimited transactions** (During the 1st November and 31 January each year)

## Eligibility

- **Individuals only**
- **Residency status** — Australia

## Constraints

- **Account closed to withdrawals between 1st of February and 31 October each year**

## More information from Coastline Bank

- [Overview](https://www.coastline.com.au/personal/savings-accounts)
- [Terms & conditions](https://www.coastline.com.au/conditions-of-use/)
- [Eligibility](https://www.coastline.com.au/conditions-of-use/)
- [Fees & pricing](https://www.coastline.com.au/conditions-of-use/)
- [Bundle information](https://www.coastline.com.au/personal/savings-accounts)

## Data provenance

- Published by Coastline Bank under the Consumer Data Right
- Product ID: `14`
- Last updated by the provider: 1 June 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/coastline-bank/14
- Provider page: https://www.cdrcompare.au/brands/coastline-bank
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000181

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/coastline-bank/products/14) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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