Home Equity Access
OverdraftsData Sharing Status
Home Equity Access
- From (owner occupied)
- 8.31%
- Variable
Interest Rates
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Variable Existing customers only · New accounts only · New customers only | 8.31% | — | USER-INPUT-RATE/$150K+ |
| Variable Existing customers only · New accounts only · New customers only | 8.61% | — | USER-INPUT-RATE/$50K-$150K |
Fees
| Fee | Type | Amount |
|---|---|---|
| Emergency Card Issue Fee | Event | $15.00 |
| Security Token | Event | $20.00 |
| Home Equity Base Bal Fee Charged monthly | Ongoing | $5.00 |
| Agency Withdrawal Fee | Event | $10.00 |
| Elec Outbound Rejection Fee | Event | $5.00 |
| Duplicate Statement Fee | Event | $5.00 |
| Card Dispute Fee | Event | $33.00 |
| BPAY Error Correction Fee | Event | $11.50 |
| ATM Transaction Fee | Event | $1.00 |
Features
- Additional cards
- Card access — Visa Debit Card
- Digital banking
- Digital wallet — Apply Pay, Google, Pay
- Real-time payments (NPP)
- PayID
- Overdraft available
- Unlimited transactions
- Transactions performed via these channels: ATM through machines controlled by BCU,Westpac, St George *Bank SA Eftpos Internet Banking BPay Direct Debits & Credits Deposits
Eligibility
- Minimum age — 18 years
- Individuals only
- Residency status — Australia
Constraints
- Minimum limit — $50,000.00
More Information
Published by Coastline Bank under the Consumer Data Right · Last updated 15 July 2026 · Product ID 19 · View on CDR.gov.au · View Source Data (JSON)