Gold Benefits Savings
Transaction & Savings AccountsData Sharing Status
Gold Benefits Savings
- Base rate
- 3.1%
Interest Rates
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Variable | 15% | — | USER-INPUT-RATE/1 |
Deposit Rates
| Type | Rate | Applies To | Interest Paid |
|---|---|---|---|
| Variable | 0.5% | Floating Balance Tier 1 | monthly |
| Variable | 2% | Floating Balance Tier 2 | monthly |
| Variable | 3.1% | Floating Balance Tier 3 | monthly |
Fees
| Fee | Type | Amount |
|---|---|---|
| Emergency Card Issue Fee | Event | $15.00 |
| Security Token | Event | $20.00 |
| Dormant Account Fee Charged yearly | Ongoing | $25.00 |
| Agency Withdrawal Fee | Event | $10.00 |
| Business Deposit Book Fee | Event | $15.00 |
| Direct Debit Cancellation Fee | Event | $5.00 |
| Sweep Establishment Fee | Event | $5.00 |
| Sweep Variation Fee | Event | $5.00 |
| Sweep Cancellation Fee | Event | $5.00 |
Features
- Additional cards
- Card access — Visa Debit Card
- Discounts on other products — Discount on Home Insurance, Fee Free Foreign Cash Purchases, Special Rates on Fixed Term Deposits, Discounted Rate on Overdraft
- Discount on Home Insurance through CGU Fee Free Foreign cash purchase through Travelex Special rates for Fixed Term Deposits Discount rate on Overdraft
- Digital banking
- Digital wallet — Apple Pay, Google Pay
- Real-time payments (NPP)
- PayID
Eligibility
- Minimum age — 50 years
- Individuals only
More Information
Published by Coastline Bank under the Consumer Data Right · Last updated 1 May 2026 · Product ID 2 · View on CDR.gov.au