---
title: "Visa Credit Card — Coastline Bank"
description: "Credit & Charge Cards from Coastline Bank. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/coastline-bank/products/21
source: "CDR Compare"
language: en-AU
last_updated: 2026-03-24T04:00:14.5359085Z
---

# Visa Credit Card — Coastline Bank

> Credit & Charge Cards from Coastline Bank. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Credit & Charge Cards**

Visa Credit Card

## At a glance

- **Purchase rate:** 9.99%
- **Annual fee:** $25.00

## Apply

Applications are handled by the provider: [Apply at Coastline Bank](https://www.coastline.com.au/personal/visa-credit-card)

## Interest rates

| Type | Rate | Comparison | Applies to |
| --- | --- | --- | --- |
| Cash advance (Existing customers only · Minimum deposits required · New accounts only · New customers only) | 9.99% | — | — |
| Purchase (Existing customers only · Minimum deposits required · New accounts only · New customers only) | 9.99% | — | — |

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| Emergency Card Issue Fee | Event | $15.00 |
| Security Token | Event | $20.00 |
| Dormant Account Fee — Charged yearly | Ongoing | $25.00 |
| Agency Withdrawal Fee | Event | $10.00 |
| Direct Debit Cancellation Fee | Event | $5.00 |
| Sweep Establishment Fee | Event | $5.00 |
| Sweep Variation Fee | Event | $5.00 |
| Sweep Cancellation Fee | Event | $5.00 |
| Emergency Overseas Card Fee | Event | $300.00 |
| Bank Cheque Issue Fee | Event | $15.00 |
| Corporate Cheque Fee | Transaction | $10.00 |
| Corporate Chq Stop Pmt Fee | Event | $5.00 |
| Stop Chq Request Fee | Event | $5.00 |
| Chq Deposit Dishonour Fee | Event | $10.00 |
| Special Clearance Chq Fee | Event | $32.50 |
| Elec Outbound Rejection Fee | Event | $5.00 |
| Periodic Pmt Establishment Fee | Event | $5.00 |
| Periodic Pmt Variation Fee | Event | $5.00 |
| Duplicate Statement Fee | Event | $5.00 |
| Card Dispute Fee | Event | $33.00 |
| Direct Entry Trace Fee | Event | $25.00 |
| BPAY Error Correction Fee | Event | $11.50 |
| BPAY Investigation Request Fee | Event | $5.50 |
| Corporate Cheque Trace Fee | Event | $32.50 |
| Member Cheque Trace Fee | Event | $33.00 |
| Overdrawn Account Fee | Event | $10.00 |
| SMS Fees | Event | $0.25 |
| Periodic Pmt Rejection Fee | Event | $10.00 |
| EFTPOS Decl Trans Fee | Transaction | $0.00 |
| Replacement Card Fee | Event | $10.00 |
| Safe Custody Fee | Event | $25.00 |
| Piggy Bank | Event | $5.00 |
| Non CCU ATM Transaction Fee | Event | $1.50 |
| Non CCU ATM Decl Trans Fee | Event | $1.50 |
| Non CCU ATM Bal Enq Fee | Event | $1.50 |
| Credit Card Annual Fee | Event | $75.00 |
| ATM Direct Charge | Event | $0.00 |
| Non Coastline ATM Wdl Fee | Transaction | $0.00 |
| Staff Assisted Electronic Pmnt | Transaction | $2.25 |
| Honour Fee | Event | $5.00 |
| Dishonour Fee | Event | $5.00 |
| Overseas ATM Wdl Fee | Transaction | $5.00 |
| Visa Credit Cash Advance Fee | Transaction | $3.50 |
| Manual Arrears Transfer Fee | Event | $5.00 |
| Arrears Reminder Fee | Event | $5.00 |
| Final Notice of Demand | Event | $40.00 |
| Real Time Transfer Fee | Event | $20.00 |

## Features

- **Additional cards**
- **Card access** — Visa Credit Card Personal
- **Digital banking**
- **Digital wallet** — Apple Pay, Google Pay
- **Real-time payments (NPP)**
- **PayID**
- **Overdraft available**
- **Unlimited transactions**
- **Balance transfers**
- **Interest-free period** — 55 days
- **Interest-free transfers** — 6 months

## Eligibility

- **Minimum age** — 18 years
- **Individuals only**
- **Residency status** — Australia

## Constraints

- **Minimum limit** — $500.00

## More information from Coastline Bank

- [Overview](https://www.coastline.com.au/personal/visa-credit-card)
- [Terms & conditions](https://www.coastline.com.au/conditions-of-use/)
- [Eligibility](https://www.coastline.com.au/conditions-of-use/)
- [Fees & pricing](https://www.coastline.com.au/conditions-of-use/)
- [Bundle information](https://www.coastline.com.au/personal/visa-credit-card)

## Data provenance

- Published by Coastline Bank under the Consumer Data Right
- Product ID: `21`
- Last updated by the provider: 24 March 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/coastline-bank/21
- Provider page: https://www.cdrcompare.au/brands/coastline-bank
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000181

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/coastline-bank/products/21) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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