Mortgage Loan Offset
Transaction & Savings AccountsData Sharing Status
Mortgage Loan Offset
- Base rate
- 0%
Deposit Rates
| Type | Rate | Applies To | Interest Paid |
|---|---|---|---|
| Variable Existing customers only · New accounts only · New customers only | 0% | — | monthly |
Fees
| Fee | Type | Amount |
|---|---|---|
| Emergency Local Card Fee | Event | $15.00 |
| Security Token | Event | $20.00 |
| Dormant Account Fee Charged yearly | Ongoing | $25.00 |
| Agency Withdrawal Fee | Event | $10.00 |
| Direct Debit Cancellation Fee | Event | $5.00 |
| Sweep Establishment Fee | Event | $5.00 |
| Sweep Variation Fee | Event | $5.00 |
| Sweep Cancellation Fee | Event | $5.00 |
| Emergency Overseas Card Fee | Event | $300.00 |
Features
- Additional cards
- Card access — Visa Debit Card
- Digital banking
- Digital wallet — Apple Pay, Google Pay
- Real-time payments (NPP)
- PayID
- Unlimited transactions
Eligibility
- Business customers
- Minimum age — 18 years
- Individuals only
- Have an eligible loan
- Residency status — Australia
Constraints
- Must hold an eligible loan to be connect to.
More Information
Published by Coastline Bank under the Consumer Data Right · Last updated 16 July 2026 · Product ID 22 · View on CDR.gov.au · View Source Data (JSON)