---
title: "Options Home Loan — Coastline Bank"
description: "Home Loans from Coastline Bank. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/coastline-bank/products/34
source: "CDR Compare"
language: en-AU
last_updated: 2026-07-15T04:00:15.0538447Z
---

# Options Home Loan — Coastline Bank

> Home Loans from Coastline Bank. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Home Loans**

Options Home Loan

## At a glance

- **From (owner occupied):** 5.69% (8.31% comparison)

## Apply

Applications are handled by the provider: [Apply at Coastline Bank](https://apply.coastline.com.au/cip/coastline/p/coastline/consumercredit/application.html?a=UDIYMN06R7P6YVQ7&s=APPLICATION::UDIYMN06R7P6YVQ7)

## Interest rates

| Type | Rate | Comparison | Applies to |
| --- | --- | --- | --- |
| Introductory · 6 months (6 MONTH VARIABLE INTRODUCTORY RATE WITH LVR <= 60% · Existing customers only · Minimum deposits required · New accounts only · New customers only) | 5.69% | 8.31% | USER-INPUT-RATE/LVR<=60% |
| Introductory · 6 months (6 MONTH VARIABLE INTRODUCTORY RATE WITH LVR > 60% TO <= 80% · Existing customers only · Minimum deposits required · New accounts only · New customers only) | 6.19% | 8.34% | USER-INPUT-RATE/LVR>60%To<=80% |
| Introductory · 6 months (6 MONTH VARIABLE INTRODUCTORY RATE WITH LVR > 80% · Existing customers only · Minimum deposits required · New accounts only · New customers only) | 6.39% | 8.35% | USER-INPUT-RATE/LVR>80% |

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| Loan Establishment Fee | Upfront | $595.00 |
| Loan Administration Fee — Charged monthly | Ongoing | $8.00 |
| Loan Renegotiation Fee | Event | $150.00 |
| Settlement Disbursement Fee | Upfront | $5.00 |
| Loan Switching Fee | Event | $200.00 |
| Loan Estab Fee - Owner Builder | Upfront | $595.00 |
| Scheduling Fee - Owner Builder | Upfront | $550.00 |
| Progress Draw Fee-Construction | Upfront | $95.00 |
| CU Solicitor Mtg Discharge Fee | Transaction | $380.00 |
| Mortgage Discharge Fee | Transaction | $250.00 |
| PPSR Security Interest Fee | Upfront | $50.00 |
| Property Search Fee | Upfront | $30.00 |
| Manual Arrears Transfer Fee | Event | $5.00 |
| Arrears Reminder Fee | Event | $5.00 |
| Final Notice of Demand | Event | $40.00 |
| Real Time Transfer/NPP Fee | Upfront | $20.00 |
| Loan Redraw Fee | Transaction | $20.00 |
| Loan Redraw Fee | Transaction | $0.00 |

## Features

- **Digital banking**
- **Extra repayments** (There is no limit to the extra amount/value of repayments added to the loan as long as the balance owed does not come back to $0.00 or put in a positive position.)
- **Guarantor supported**
- **Real-time payments (NPP)**
- **6 Month Variable Introductory Rate**
- **Redraw facility**

## Eligibility

- **Minimum age** — 18 years
- **Individuals only**
- **Residency status** — Australia

## Constraints

- **Maximum LVR** — 9500%

## More information from Coastline Bank

- [Overview](https://www.coastline.com.au/personal/home-loans)
- [Terms & conditions](https://www.coastline.com.au/conditions-of-use/)
- [Eligibility](https://www.coastline.com.au/conditions-of-use/)
- [Fees & pricing](https://www.coastline.com.au/conditions-of-use/)
- [Bundle information](https://www.coastline.com.au/personal/home-loans)

## Data provenance

- Published by Coastline Bank under the Consumer Data Right
- Product ID: `34`
- Last updated by the provider: 15 July 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/coastline-bank/34
- Provider page: https://www.cdrcompare.au/brands/coastline-bank
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000181

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/coastline-bank/products/34) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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