Classic Home Loan
Home LoansData Sharing Status
Classic Home Loan
- From (owner occupied)
- 6.14%
- 6.29% comparison
Interest Rates
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Variable VARIABLE RATE WITH LVR <= 60% · Existing customers only · Minimum deposits required · New accounts only · New customers only | 6.14% | 6.29% | USER-INPUT-RATE/LVR<=60% |
| Variable VARIABLE RATE WITH LVR > 60% TO <= 80% · Existing customers only · Minimum deposits required · New accounts only · New customers only | 6.24% | 6.39% | USER-INPUT-RATE/LVR>60%To<=80% |
| Variable VARIABLE RATE WITH LVR > 80% · Existing customers only · Minimum deposits required · New accounts only · New customers only | 6.69% | 6.84% | USER-INPUT-RATE/LVR>80% |
Fees
| Fee | Type | Amount |
|---|---|---|
| Loan Establishment Fee | Upfront | $595.00 |
| Loan Administration Fee Charged monthly | Ongoing | $8.00 |
| Loan Renegotiation Fee | Event | $150.00 |
| Loan Switching Fee | Event | $200.00 |
| Loan Estab Fee - Owner Builder | Upfront | $595.00 |
| Scheduling Fee - Owner Builder | Upfront | $550.00 |
| Progress Draw Fee-Construction | Upfront | $95.00 |
| CU Solicitor Mtg Discharge Fee | Transaction | $380.00 |
| Mortgage Discharge Fee | Transaction |
Features
- Digital banking
- Extra repayments
- There is no limit to the extra amount/value of repayments added to the loan as long as the balance owed does not come back to $0.00 or put in a positive position.
- Guarantor supported
- Real-time payments (NPP)
- Offset account
- Redraw facility
Eligibility
- Minimum age — 18 years
- Individuals only
- Residency status — Australia
Constraints
- Maximum LVR — 9500%
More Information
Published by Coastline Bank under the Consumer Data Right · Last updated 15 July 2026 · Product ID 37 · View on CDR.gov.au · View Source Data (JSON)