Interest Only (Owner Occupied)
Home LoansData Sharing Status
Interest Only (Owner Occupied)
- From (owner occupied)
- 6.24%
- 6.31% comparison
Interest Rates
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Variable VARIABLE INTEREST ONLY RATE FOR OWNER OCCUPIED HOMES WITH LVR <= 60% | 6.24% | 6.31% | USER-INPUT-RATE/STD-OWN_LVR<=60% |
| Variable VARIABLE INTEREST ONLY RATE FOR OWNER OCCUPIED HOMES WITH LVR > 60% TO <= 80% | 6.34% | 6.41% | USER-INPUT-RATE/STD-OWN_LVR>60%To<=80% |
| Variable VARIABLE INTEREST ONLY RATE FOR OWNER OCCUPIED HOMES WITH LVR > 80% | 6.79% | 6.86% | USER-INPUT-RATE/STD-OWN_LVR>80% |
Fees
| Fee | Type | Amount |
|---|---|---|
| Loan Establishment Fee | Upfront | $595.00 |
| Loan Renegotiation Fee | Event | $150.00 |
| Settlement Disbursement Fee | Upfront | $5.00 |
| Loan Switching Fee | Event | $200.00 |
| Loan Estab Fee - Owner Builder | Upfront | $595.00 |
| Scheduling Fee - Owner Builder | Upfront | $550.00 |
| Progress Draw Fee-Construction | Upfront | $95.00 |
| CU Solicitor Mtg Discharge Fee | Transaction | $380.00 |
| Mortgage Discharge Fee | Transaction | $250.00 |
Features
- Digital banking
- Extra repayments
- There is no limit to the extra amount/value of repayments added to the loan as long as the balance owed does not come back to $0.00 or put in a positive position.
- Guarantor supported
- Real-time payments (NPP)
- Redraw facility
Eligibility
- Minimum age — 15 years
- Individuals only
- Residency status — Australia
Constraints
- Maximum LVR — 9000%
More Information
Published by Coastline Bank under the Consumer Data Right · Last updated 15 July 2026 · Product ID 40 · View on CDR.gov.au