Personal Car Loan
Personal LoansData Sharing Status
Personal Car Loan
- From
- 8.5%
- 8.93% comparison
Interest Rates
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Variable VEHICLE 2YO OR LESS | 8.5% | 8.93% | USER-INPUT-RATE/MV<=2YO |
| Variable VEHICLE >2YO UP TO 4YO | 9.5% | 9.93% | USER-INPUT-RATE/MV>2YO<=4YO |
| Variable VEHICLE OVER 4YO UP TO 7YO | 10.5% | 10.94% | USER-INPUT-RATE/MV>4YO<=7YO |
Fees
| Fee | Type | Amount |
|---|---|---|
| Loan Renegotiation Fee | Event | $150.00 |
| Settlement Disbursement Fee | Upfront | $5.00 |
| Personal Ln Establishment Fee | Upfront | $300.00 |
| PPSR Security Interest Fee | Upfront | $50.00 |
| Manual Arrears Transfer Fee | Event | $5.00 |
| Arrears Reminder Fee | Event | $5.00 |
| Final Notice of Demand | Event | $40.00 |
| Real Time Transfer/NPP Fee | Upfront | $20.00 |
| Loan Redraw Fee | Transaction | $20.00 |
Features
- Digital banking
- Extra repayments
- There is no limit to the extra amount/value of repayments added to the loan as long as the balance owed does not come back to $0.00 or put in a positive position.
- Real-time payments (NPP)
- Redraw facility
Eligibility
- Minimum age — 18 years
- Individuals only
- Residency status — Australia
Constraints
- Minimum limit — $10,000.00
More Information
Published by Coastline Bank under the Consumer Data Right · Last updated 24 December 2025 · Product ID 42 · View on CDR.gov.au