Unsecured Personal Loan
Personal LoansData Sharing Status
Unsecured Personal Loan
- From
- 13%
- 15.15% comparison
Interest Rates
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Variable | 13% | 15.15% | USER-INPUT-RATE/Loan>$10000 |
| Variable | 16.5% | 18.69% | USER-INPUT-RATE/Loan>=$3000To$10000 |
| Variable | 19.5% | 21.73% | USER-INPUT-RATE/Loan<$3000 |
Fees
| Fee | Type | Amount |
|---|---|---|
| Loan Renegotiation Fee | Event | $150.00 |
| Settlement Disbursement Fee | Upfront | $5.00 |
| Personal Ln Establishment Fee | Upfront | $300.00 |
| PPSR Security Interest Fee | Upfront | $50.00 |
| Manual Arrears Transfer Fee | Event | $5.00 |
| Arrears Reminder Fee | Event | $5.00 |
| Final Notice of Demand | Event | $40.00 |
| Real Time Transfer/NPP Fee | Upfront | $20.00 |
| Loan Redraw Fee | Transaction | $20.00 |
Features
- Digital banking
- Extra repayments
- There is no limit to the extra amount/value of repayments added to the loan as long as the balance owed does not come back to $0.00 or put in a positive position.
- Real-time payments (NPP)
- Redraw facility
Eligibility
- Minimum age — 18 years
- Individuals only
- Residency status — Australia
Constraints
- Minimum limit — $500.00
More Information
Published by Coastline Bank under the Consumer Data Right · Last updated 24 December 2025 · Product ID 44 · View on CDR.gov.au