---
title: "Kickstart Access Account — Coastline Bank"
description: "Transaction & Savings Accounts from Coastline Bank. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/coastline-bank/products/59
source: "CDR Compare"
language: en-AU
last_updated: 2026-03-31T14:00:14.3486152Z
---

# Kickstart Access Account — Coastline Bank

> Transaction & Savings Accounts from Coastline Bank. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Transaction & Savings Accounts**

Kickstart Access Account

## At a glance

- **Base rate:** 3.5%

## Apply

Applications are handled by the provider: [Apply at Coastline Bank](https://www.coastline.com.au/personal/kids-and-youth-accounts)

## Deposit rates

| Type | Rate | Applies to | Interest paid |
| --- | --- | --- | --- |
| Variable (Existing customers only · New accounts only · New customers only) | 3.5% | Floating Balance Tier 1 | monthly |
| Variable (Existing customers only · New accounts only · New customers only) | 0.25% | Floating Balance Tier 2 | monthly |
| Variable (Existing customers only · New accounts only · New customers only) | 0.1% | Floating Balance Tier 3 | monthly |

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| Emergency Local Card Fee | Event | $15.00 |
| Security Token | Event | $20.00 |
| Dormant Account Fee — Charged yearly | Ongoing | $25.00 |
| Agency Withdrawal Fee | Event | $10.00 |
| Direct Debit Cancellation Fee | Event | $5.00 |
| Sweep Establishment Fee | Event | $5.00 |
| Emergency Overseas Card Fee | Event | $300.00 |
| Bank Cheque Issue Fee | Event | $15.00 |
| Corporate Cheque Fee | Transaction | $10.00 |
| Corporate Chq Stop Pmt Fee | Event | $5.00 |
| Chq Deposit Dishonour Fee | Event | $10.00 |
| Elec Outbound Rejection Fee | Event | $5.00 |
| Periodic Pmt Establishment Fee | Event | $5.00 |
| Duplicate Statement Fee | Event | $5.00 |
| Card Dispute Fee | Event | $33.00 |
| Direct Entry Trace Fee | Event | $25.00 |
| BPAY Error Correction Fee | Event | $11.50 |
| BPAY Investigation Request Fee | Event | $5.50 |
| Corporate Cheque Trace Fee | Event | $32.50 |
| Overdrawn Account Fee | Event | $10.00 |
| SMS Fees | Event | $0.25 |
| Periodic Pmt Rejection Fee | Event | $10.00 |
| Bus ATM Transaction Fee | Event | $0.50 |
| Bus ATM Decl Transaction Fee | Event | $0.50 |
| Replacement Card Fee | Event | $10.00 |
| Piggy Bank | Event | $5.00 |
| Business Deposit Fee (Westpac) | Transaction | $0.50 |
| Staff Assisted Electronic Pmnt | Transaction | $2.25 |
| Honour Fee | Event | $5.00 |
| Dishonour Fee | Event | $5.00 |
| Real Time Transfer Fee | Event | $20.00 |
| Overseas ATM Wdl Fee | Transaction | $5.00 |
| International Transfer Fee | Transaction | $0.00 |

## Features

- **Additional cards**
- **Card access** — Visa Debit Card
- **Digital banking**
- **Digital wallet** — Apply Pay, Google Pay
- **Real-time payments (NPP)**
- **PayID**
- **Unlimited transactions**

## Eligibility

- **Maximum age** — 18 years
- **Minimum age** — 12 years
- **Individuals only**
- **Residency status** — Australia

## Constraints

- **Only 1 account per customer.**

## More information from Coastline Bank

- [Overview](https://www.coastline.com.au/personal/kids-and-youth-accounts)
- [Terms & conditions](https://www.coastline.com.au/conditions-of-use/)
- [Eligibility](https://www.coastline.com.au/conditions-of-use/)
- [Fees & pricing](https://www.coastline.com.au/conditions-of-use/)
- [Bundle information](https://www.coastline.com.au/personal/kids-and-youth-accounts)

## Data provenance

- Published by Coastline Bank under the Consumer Data Right
- Product ID: `59`
- Last updated by the provider: 31 March 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/coastline-bank/59
- Provider page: https://www.cdrcompare.au/brands/coastline-bank
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000181

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/coastline-bank/products/59) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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