---
title: "Bridging Loan — ColCap Private"
description: "Home Loans from ColCap Private. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/colcap-private/products/Bridging%20Loan
source: "CDR Compare"
language: en-AU
last_updated: 2026-08-27T03:54:52.214866Z
---

# Bridging Loan — ColCap Private

> Home Loans from ColCap Private. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Home Loans · Negotiable rates**

Bridging Loan

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| Loan Risk Fee  — Minimum Loan Risk Fee | Upfront | 0% of balance |
| Loan Risk Fee — Maximum Loan Risk Fee | Upfront | 5% of balance |
| Loan Establisment Fee | Upfront | 1.5% of balance |
| Loan Settlement Fee | Upfront | $750.00 |
| Loan Facility Variation Fee | Upfront | $375.00 |
| Loan Account Variation Fee | Upfront | $300.00 |
| Discharge Administration Fee | Upfront | $1,500.00 |
| Valuation Fee | Upfront | $250.00 – $15,000.00 |
| Progress Payment Inspection Fee | Event | $450.00 – $1,500.00 |

## Features

- **Multiple Split Loans**
- **Offset account** (Offset Facility)
- **Cash out enables you to withdraw equity from your property when refinancing or increasing your loan. The released funds can be used for purposes such as renovations, investments, or other approved expenses, subject to lender criteria.**
- **Digital banking** (Internet banking allows you to manage your loan online without wallet)
- **Redraw facility** (Manual Only)
- **Extra repayments** (Unlimited extra repayments)
- **Flexible Repayment Options**

## Eligibility

- **Trustee of a Trust**
- **Business customers** (Company incorporated in Australia.)
- **Residency status** — Permanent Resident of Australia with an Acceptable Visa (Expatriate Borrower)
- **Residency status** — Australian Citizen and resides in Australia or New Zealand (
)
- **Residency status** — Australian Citizen and does not reside in Australia or New Zealand (Expatriate Borrower)
- **Residency status** — Temporary Resident of Australia with an Acceptable Visa (Expatriate Borrower)
- **Residency status** — New Zealand Citizen and resides in Australia or New Zealand
- **Residency status** — New Zealand Citizen and does not reside in Australia or New Zealand (Expatriate Borrower)
- **Minimum age** — 18 years (Partners of the company at least 18 years of age and above)

## Constraints

- **Maximum LVR** — 80% (75% of the GRV (Gross Realised Valuation) or 80% of TDC (Total Development Costs))
- **Maximum Loan Term 2 Years**
- **Maximum balance** — $25,000,000.00 (Max Loan $25,000,000 (subject to treasury approval))
- **Minimum balance** — $250,000.00
- **Residential, Commercial in line with postcode matrix**

## Data provenance

- Published by ColCap Private under the Consumer Data Right
- Product ID: `Bridging Loan`
- Last updated by the provider: 27 August 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/colcap-private/Bridging%20Loan
- Provider page: https://www.cdrcompare.au/brands/colcap-private

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/colcap-private/products/Bridging%20Loan) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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