Construction Loan
Home LoansNegotiable rates
Construction Loan
Fees
| Fee | Type | Amount |
|---|---|---|
| Loan Risk Fee Minimum Loan Risk Fee | Upfront | |
| Loan Risk Fee Maximum Loan Risk Fee | Upfront | |
| Loan Establisment Fee | Upfront | |
| Loan Settlement Fee | Upfront | |
| Loan Facility Variation Fee | Upfront | |
| Loan Account Variation Fee | Upfront | |
| Discharge Administration Fee | Upfront | |
| Valuation Fee | Variable | |
| Progress Payment Inspection Fee | Variable |
Features
- Flexible Repayment Options
- Multiple Split Loans
- Offset account
- Offset Facility
- Redraw facility
- Manual Only
- Extra repayments
- Unlimited extra repayments
- Digital banking
- Internet banking allows you to manage your loan online without wallet
- Cash out enables you to withdraw equity from your property when refinancing or increasing your loan. The released funds can be used for purposes such as renovations, investments, or other approved expenses, subject to lender criteria.
Eligibility
- Trustee of a Trust
- Residency status — Permanent Resident of Australia with an Acceptable Visa (Expatriate Borrower)
- Residency status — Australian Citizen and resides in Australia or New Zealand
- Residency status — Australian Citizen and does not reside in Australia or New Zealand (Expatriate Borrower)
- Residency status — Temporary Resident of Australia with an Acceptable Visa (Expatriate Borrower)
- Residency status — New Zealand Citizen and resides in Australia or New Zealand
- Residency status — New Zealand Citizen and does not reside in Australia or New Zealand (Expatriate Borrower)
- Company incorporated in Australia.
- Minimum age — 18 years
Constraints
- Maximum LVR — 80%75% of the GRV (Gross Realised Valuation) or 80% of TDC (Total Development Costs)
- Maximum balance — $25,000,000.00Max Loan $25,000,000 (subject to treasury approval)
- Minimum balance — $250,000.00
Published by ColCap Private under the Consumer Data Right · Last updated 8 July 2026 · Product ID Construction Loan