--- title: "CommBank products" description: "Every CommBank product published under Australia's Consumer Data Right — rates, fees, features and eligibility." canonical: https://www.cdrcompare.au/brands/commbank source: "CDR Compare" language: en-AU last_updated: 2026-08-14T02:39:24Z --- # CommBank products > Every CommBank product published under Australia's Consumer Data Right — rates, fees, features and eligibility — on CDR Compare. **Bank** · 77 products CommBank is a CDR data holder in banking. Each product below links to a full page with that product's interest rates, comparison rate where published, fees, features, eligibility criteria and constraints, plus a link to apply with CommBank. ## Transaction & Savings Accounts (20) Everyday banking and savings accounts. - [Pensioner Security Account](https://www.cdrcompare.au/brands/commbank/products/7375f63775b4489a890655e25395e12d) — One convenient account for your transaction and savings needs - for customers aged 55 and above. - [Smart Access](https://www.cdrcompare.au/brands/commbank/products/33557e367d324529b38813adfc655b55) — An everyday bank account, giving you access to unlimited electronic transactions and features to help your spending and bills stay on track. Plus if you meet certain criteria, we'll waive your $4 monthly account fee. - [Commonwealth Direct Investment Account](https://www.cdrcompare.au/brands/commbank/products/da527ba1942246edac4d5da36dbc1da8) — A cash management account for investors allowing you to trade and transact when and where it suits you. - [Business Transaction Account](https://www.cdrcompare.au/brands/commbank/products/f70238d4ee324ad99af6ee0f01f7cdde) — An everyday business bank account that you can open online, which provides unlimited electronic transactions and 5 assisted transactions on a monthly basis for customers on the $10 monthly account fee pricing option. Fees and charges will apply if you exceed this amount. Customers with the $0 monthly account fee pricing option will not have included assisted transactions - each assisted transaction will be chargeable. Please note Access, CommBiz and NetBank Service Fees may apply and are excluded from the unlimited electronic transactions. - [Business Online Saver](https://www.cdrcompare.au/brands/commbank/products/b31f8ddfc16b4121a0522fdc4af6cf7e) — A business savings account that can help you manage cash flow and set aside money for tax payments. - [Standard Business Cheque Account - Interest Bearing Option](https://www.cdrcompare.au/brands/commbank/products/07546f4ac1d4455d8dd2f3954d33ca68) — Transaction accounts that pays interest above minimum balances. - [NetBank Saver](https://www.cdrcompare.au/brands/commbank/products/ad22b1f0967349e8a5d586afe7f0d845) — An online savings account with the flexibility to move money in and out of your linked CommBank transaction account using NetBank or the CommBank app. - [Everyday Offset](https://www.cdrcompare.au/brands/commbank/products/ed65bdaefe1d4b2d83cdcd384c9d582d) — Everyday Offset is a transaction account which is linked to an eligible home loan, and account holder(s) must also be account holders of the linked home loan. Interest is not charged on the part of the Home Loan balance equal to the Transaction account. Full terms and conditions for transaction and savings accounts are available at CommBank.com.au or from any branch of the Commonwealth Bank. Fees and charges apply. - [Foreign Currency Account (Business)](https://www.cdrcompare.au/brands/commbank/products/b9e5529bf94f46e5a30b1baea8db0df5) — A flexible way to make, receive and convert regular payments in foreign currencies. - [Foreign Currency Account (Retail)](https://www.cdrcompare.au/brands/commbank/products/8bba7e425a5a4eeb8ecb7eec4daadf0c) — A flexible way to make, receive and convert regular payments in foreign currencies. - [CommSec Notice Investor](https://www.cdrcompare.au/brands/commbank/products/71865ffd1ab249df9baa4b29c7751824) — A notice account that offers higher variable interest rates on your surplus funds while waiting for the next investment opportunity. Simply submit a notice to access your funds via your CDIA after the predetermined notice period. - [Youthsaver Account](https://www.cdrcompare.au/brands/commbank/products/7aff9e0e85e6450eb052d4ff2e953223) — Designed to help teach saving skills to under 18s, our Youthsaver account offers bonus interest for reaching saving goals. - [Streamline Basic](https://www.cdrcompare.au/brands/commbank/products/5921439d2525442da3841a25572a740e) — An everyday bank account for health care or pensioner concession card holders or receiving a government benefit payment that makes you eligible to hold a card. - [Farm Management Deposit account (At Call)](https://www.cdrcompare.au/brands/commbank/products/cea8baa02cca4e0990372984db2b0bf2) — A tax-effective investment that allows primary producers to set aside pre-tax income as a cash reserve for later years. - [Capital Growth Account](https://www.cdrcompare.au/brands/commbank/products/bfb76d44264b45b7b8edd61dca13aa94) — An account that lets you save and top-up your balance, with flexibility to access your funds by providing notice. - [Commonwealth Private Bank Account](https://www.cdrcompare.au/brands/commbank/products/c50f2a2cf77c47248ebbb565d2d6c1cb) — The Commonwealth Private Bank Account is an interest bearing transaction account which pays a banded interest rate and is exclusively available to Commonwealth Private Bank clients. - [GoalSaver](https://www.cdrcompare.au/brands/commbank/products/72f214498c7f47a98fe59b794e7c01ab) — Be rewarded with a variable bonus interest rate for saving regularly each month. - [Society Cheque Account](https://www.cdrcompare.au/brands/commbank/products/e78c63efd0f64a32a9db0899e2caf301) — A transaction account for eligible not-for-profit and community organisations and associations, and organisations that operate for the benefit of the wider community. You can set one up in any of our branches. - [Cash Deposit Account (At Call)](https://www.cdrcompare.au/brands/commbank/products/c46aece72af442a8a7253d61d502f800) — A choice of investment alternatives within one account with competitive interest rates. - [Cash Deposit Account (Fixed Term)](https://www.cdrcompare.au/brands/commbank/products/c50e04c305df4bc9bb045492e3b12d55) — A choice of investment alternatives within one account with competitive interest rates. ## Term Deposits (5) Fixed-term savings with locked-in rates. - [Standard Term Deposit](https://www.cdrcompare.au/brands/commbank/products/523f5c6a7e5b46e78a533e3272faeb97) — Feel confident knowing exactly how much your money will earn. Lock-in a competitive interest rate from as short as 1 month to as long as 5 years. - [Business Investment Account](https://www.cdrcompare.au/brands/commbank/products/5669534e63ea45d0b9c0b58ead071748) — Feel confident knowing exactly how much your money will earn. Lock-in a competitive interest rate with our range of fixed term deposits. - [TD Immigration (DIMIA) Bank Guarantee](https://www.cdrcompare.au/brands/commbank/products/a6e501926615417284d36b010c30b42b) — A Term Deposit opened for the specific purpose of providing security for a bank guarantee required by the Commonwealth Government in relation to their requirement for an assurance of support. - [Farm Management Deposit account (Fixed Term)](https://www.cdrcompare.au/brands/commbank/products/f889dd909d1d44858a2f2ad839dcda89) — A tax-effective investment that allows primary producers to set aside pre-tax income as a cash reserve for later years. - [TD Parent Visa Bank Guarantee](https://www.cdrcompare.au/brands/commbank/products/78ff8e5eacd64d1ab6ab368b1f0106bc) — A Term Deposit opened for the specific purpose of providing security for a bank guarantee required by the Commonwealth Government in relation to their requirement for an assurance of support. ## Home Loans (16) Residential mortgages for owner-occupiers and investors. - [Digi Home Loan (Investment)](https://www.cdrcompare.au/brands/commbank/products/b071254b466a420ea2ae755d9fc02141) — A digital home loan with a low variable rate - [Digi Home Loan (Owner Occupied)](https://www.cdrcompare.au/brands/commbank/products/c1d7e8ef741e45e5b013fa7d05574e80) — A digital home loan with a low variable rate - [5 year Fixed Rate Home Loan (Investment)](https://www.cdrcompare.au/brands/commbank/products/d044f57330eb4b9abafdde0129a5ac8b) — An investment home loan where the interest rate is fixed for 5 years. - [Simple Home Loan (Owner Occupied)](https://www.cdrcompare.au/brands/commbank/products/b33d5f9a08c6455cbda5c52c40e878a5) — A simple home loan with a competitive variable rate and the choice to access two Everyday Offset Accounts. - [4 year Fixed Rate Home Loan (Investment)](https://www.cdrcompare.au/brands/commbank/products/9a3b48b41c2042cca14ccd6343032e6c) — An investment home loan where the interest rate is fixed for 4 years. - [1 Year Fixed Rate Home Loan (Owner Occupied)](https://www.cdrcompare.au/brands/commbank/products/cb2ddd5cbeb14704a9e20bcc2b78bb82) — An owner occupied home loan where the interest rate is fixed for 1 year. - [2 Year Fixed Rate Home Loan (Owner Occupied)](https://www.cdrcompare.au/brands/commbank/products/de931b0938e044799563141810242f68) — An owner occupied home loan where the interest rate is fixed for 2 years. - [2 year Fixed Rate Home Loan (Investment)](https://www.cdrcompare.au/brands/commbank/products/4991734f767e4e2999edd700216f9e16) — An investment home loan where the interest rate is fixed for 2 years. - [1 year Fixed Rate Home Loan (Investment)](https://www.cdrcompare.au/brands/commbank/products/4d414eebcc794010b95a94e4e9e34806) — An investment home loan where the interest rate is fixed for 1 year. - [3 year Fixed Rate Home Loan (Investment)](https://www.cdrcompare.au/brands/commbank/products/6d910f07f2d748f5943c43a3daa7db4e) — An investment home loan where the interest rate is fixed for 3 years. - [3 Year Fixed Rate Home Loan (Owner Occupied)](https://www.cdrcompare.au/brands/commbank/products/d7c55e295f504692a54360f0d2092c43) — An owner occupied home loan where the interest rate is fixed for 3 years. - [Standard Variable Rate Home Loan (Owner Occupied)](https://www.cdrcompare.au/brands/commbank/products/f1d6fcc359804f3c9365d576c56356fc) — A competitive variable rate home loan with access to offset and an extensive range of features. - [4 Year Fixed Rate Home Loan (Owner Occupied)](https://www.cdrcompare.au/brands/commbank/products/fd78e9e7382848d4b5e4386febef30a7) — An owner occupied home loan where the interest rate is fixed for 4 years. - [Simple Home Loan (Investment)](https://www.cdrcompare.au/brands/commbank/products/96b471de2e5e48328201abb352d0ed98) — A simple home loan with a competitive variable rate and the choice to access two Everyday Offset Accounts. - [5 Year Fixed Rate Loan (Owner Occupied)](https://www.cdrcompare.au/brands/commbank/products/e6ddbd53020f478b90caaddff85baecd) — An owner occupied home loan where the interest rate is fixed for 5 years. - [Standard Variable Rate Home Loan (Investment)](https://www.cdrcompare.au/brands/commbank/products/6c781d6471644fe084847533ab31aca2) — A competitive variable rate home loan with access to offset and an extensive range of features. ## Credit & Charge Cards (17) Credit and charge cards. - [Corporate Interest Free Days card](https://www.cdrcompare.au/brands/commbank/products/a24ddd5d53b5447abe15665b73be4597) — Designed for medium to large businesses wanting to maximise cash flow with interest free days on purchases, monitor employee expenses, set transaction limits and access expense reports in order to track, analyse and forecast expenses. - [Corporate charge card](https://www.cdrcompare.au/brands/commbank/products/7e2c7d0942774f04935428ca31e5512b) — Ideal for large organisations with significant expenses. You can set spending limits and access expense reports to monitor spending and forecast costs. - [Low Rate credit card](https://www.cdrcompare.au/brands/commbank/products/67b2f138050940d8977cbbaebbfcc636) — With a low interest rate on purchases, our Low Rate credit card makes it easier to pay off purchases over time. - [CommBank Neo Card](https://www.cdrcompare.au/brands/commbank/products/ce01a5a0965b45d281b624ff2e6d2f12) — A new way to pay with no interest, a low maximum credit limit and a simple monthly fee based on your limit. - [Smart Awards credit card](https://www.cdrcompare.au/brands/commbank/products/ff7e709bc7f8414da253f9c10308fe24) — A credit card that allows you to earn unlimited awards points, extra bonus points, travel benefits and ability to pay no monthly fee for eligible customers. - [CommBank Qantas Business Rewards Credit Card](https://www.cdrcompare.au/brands/commbank/products/e15ed5da59354af78c9e8aa0f4f841cf) — Be rewarded for essential business spend and save on business travel. Take advantage of offers and partner discounts whilst purchasing with confidence and convenience knowing you are backed by two of Australia's largest brands - [Business Platinum Awards credit card](https://www.cdrcompare.au/brands/commbank/products/8df91527a5774d7bb795eebe2509f941) — Earn flexible rewards and enjoy up to 55 days interest-free to keep your cashflow in check. - [Low Rate credit card](https://www.cdrcompare.au/brands/commbank/products/4002561833054353a1fe48d27be120aa) — Ideal for small business owners looking for a line of credit with a competitive interest rate and no annual fee. Note, this product does not include an interest free day period. - [Interest-Free Days credit card](https://www.cdrcompare.au/brands/commbank/products/5b47845a7f0044e58db616bb734e8350) — Designed for those looking for a card with a competitive interest-free period to help with business cash flow. - [Virtual Cards](https://www.cdrcompare.au/brands/commbank/products/29967abaf0f640afb581333158f003cc) — Virtual Cards are a streamlined travel and procurement management solution, which provides large businesses the ability to take advantage of extended payment terms, transaction level payment security, and transaction level data through the deployment of single-use virtual cards. - [Corporate Low Rate card](https://www.cdrcompare.au/brands/commbank/products/d44d38acc5b34c5bb76117f290d97134) — Designed for medium businesses wishing to manage their cash flow by paying down larger items over time. Options to monitor employee expenses, set limits and access expense reports in order to minimise costs. - [Low Fee credit card](https://www.cdrcompare.au/brands/commbank/products/76d24ebc94e94b368f829e343dce4b49) — Enjoy the flexibility and convenience of a credit card with a low monthly fee. - [Ultimate Awards credit card](https://www.cdrcompare.au/brands/commbank/products/eecdf5a04ec94565974b3a8aa3263257) — Our most rewarding credit card with uncapped points earning potential, exclusive travel benefits and no monthly fee for eligible customers. - [Awards credit card](https://www.cdrcompare.au/brands/commbank/products/6512302188d8496baba2fbfd7dbba9a7) — For customers who want a lower monthly fee and credit limit but still like to earn Awards points. - [Business Awards credit card](https://www.cdrcompare.au/brands/commbank/products/5f05d7f60e0040bfbc4f3a89c3181f5f) — Perfect for those looking for a competitive interest-free period on purchases and to reward themselves for business purchases. - [Procurement Management Account](https://www.cdrcompare.au/brands/commbank/products/926fd37a329f4a28977ad5c2a943a05e) — A Procurement Management Account is a corporate card 'account' (16 digit card number) assigned to an organisation or business unit, which allows multiple authorised users to transact on the account. It is primarily used for a large volume of transactions (e.g. high volumes of travel bookings) or high value procurement transactions (e.g. strategic suppliers). - [Interest-free Low Fee credit card](https://www.cdrcompare.au/brands/commbank/products/d34e453e721640f983c03922f567463a) — CommBank's simplest credit card yet with no interest and no late fees. Just a simple monthly fee. ## Personal Loans (3) Unsecured and secured personal lending. - [Unsecured Variable Rate Personal Loan](https://www.cdrcompare.au/brands/commbank/products/3d41b9c0127a4905ad75cad2d79c3554) — Get a competitive rate and have the flexibility to make additional repayments without a fee with a CommBank Variable Rate Personal Loan. - [Unsecured Fixed Rate Personal Loan](https://www.cdrcompare.au/brands/commbank/products/ae29850ddb9b437393b8ea49bffba09e) — Take control of your next step with a flexible CommBank Fixed Rate Personal Loan that puts you in charge. - [Secured Fixed Rate Car Loan](https://www.cdrcompare.au/brands/commbank/products/4bf3ecbdf7b447ef97c815751377715d) — Unlock the value of your car for a typically reduced interest rate. ## Business Loans (4) Lending for businesses of all sizes. - [BetterBusiness Loan](https://www.cdrcompare.au/brands/commbank/products/d7c55e295f504692a54360f0d2092c23) — A simple loan to help you manage or grow your business. It can be secured or unsecured with flexible repayment options. For Businesses that want to borrow from $10,000 for business purposes, want to make extra repayments and access them with redraw, want to pay interest only on the amount they owe and want flexibility in how they repay their loan. - [Market Rate Loan](https://www.cdrcompare.au/brands/commbank/products/d7c55e295f504692a54360f0d2092c24) — A highly flexible loan with transparent pricing to support your business to grow, and repayment options to meet your cash flow cycle. - [Hire Purchase](https://www.cdrcompare.au/brands/commbank/products/5af96243b945460cb98a373de7688008) — Business car and equipment finance. - [Equipment Loan](https://www.cdrcompare.au/brands/commbank/products/a443a21d7a7a4a339e850a3c1ead0c12) — Business car and equipment finance. ## Overdrafts (5) Linked credit facilities on transaction accounts. - [Stream Working Capital](https://www.cdrcompare.au/brands/commbank/products/38bca0f2a8c54e828ca954325c0aea17) — Stream Working Capital (SWC) is a digital cash flow solution that uses B2B customer invoices as security. SWC can improve a customer's cashflow by giving them access to funds tied up in unpaid invoices. - [Business Overdraft](https://www.cdrcompare.au/brands/commbank/products/d7c55e295f504692a54360f0d2092c25) — Access additional funds directly from your business transaction account, to manage your business cash flow or unexpected expenses. - [CommBank AdvancePay](https://www.cdrcompare.au/brands/commbank/products/822509b55fd24adf8ba74929ec5be822) — CommBank AdvancePay gives you access to money you expect to be paid, before your next pay day. It's a short term facility applied to your personal everyday account as a temporary limit. - [Temporary overdrafts](https://www.cdrcompare.au/brands/commbank/products/8d328bbee6ab4f54ae981d9f93ef3cd7) — Temporary overdrafts provide access to additional funds (up to an approved limit) due to an emergency. - [Temporary Excess Business](https://www.cdrcompare.au/brands/commbank/products/e1cb8e2d2e8e4781a64dc7dbefaafa2d) — Access additional funds directly from your business transaction account, to manage your business cash flow or unexpected expenses. ## Buy Now Pay Later (1) Instalment-based payment plans. - [StepPay](https://www.cdrcompare.au/brands/commbank/products/1c721b3bcefe47eaa31e4ec98d8703f7) — StepPay is our digital-only buy now, pay later product that you can add to your CommBank app or a digital wallet on your smart device. You can use StepPay to pay everywhere in-store and online, up to your credit limit - without a physical card. You can enjoy: No interest charges, No monthly or annual fees, Spend limits up to $2,000, No foreign exchange fees, Late payment fees will apply, but fees are capped. Fees and charges may apply to your linked CommBank account. ## Travel Cards (1) Multi-currency prepaid travel cards. - [Travel Money Card](https://www.cdrcompare.au/brands/commbank/products/0f55775f416844b19c1f0cebb8d157a1) — The Travel Money Card is a prepaid Visa card. You can load and reload up to 16 available currencies onto your card for your personal use when you travel. ## Leases (2) Asset and equipment leasing. - [Novated Lease](https://www.cdrcompare.au/brands/commbank/products/b1dd47903c834c7dadd4fc528dcb9a8a) — Motor vehicle finance for employees through salary sacrifice. - [Finance Lease](https://www.cdrcompare.au/brands/commbank/products/26742bc1e80f4dc9a5b6e9fde807fe64) — Business car and equipment finance. ## Margin Loans (2) Loans for investing in shares and managed funds. - [CommSec Margin Loan](https://www.cdrcompare.au/brands/commbank/products/3d39108cb2584b7486dc87777df5496f) — CommSec Margin Loan allows investors to borrow money to invest, by using their existing shares, ETFs, managed funds, and/or cash as security. - [Commonwealth Bank Geared Investments Loan](https://www.cdrcompare.au/brands/commbank/products/d2f8af0ad2ac465297d1ddbedd516e00) — Commonwealth Bank Geared Investments Loan gives financial advisers the ability to diversify their clients' portfolio and take advantage of potential tax benefits by borrowing to invest in shares, ETFs, and managed funds. ## Regulated Trust Accounts (1) Trust accounts held under regulatory requirements. - [Statutory Trust Account](https://www.cdrcompare.au/brands/commbank/products/4fe647a4500a40459ccc46c494e43b9b) — Transaction account used to deposit funds held in trust on behalf of certain business customer's client. They are required by certain industries to be held by law and are also referred to as General Trust Accounts in some States and Territories. ## Data provenance - Data published by CommBank under the Consumer Data Right - ABN 48123123124 - CDR Register entry updated: 14 August 2026 - CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000008 - Provider Product Reference Data endpoint: https://api.commbank.com.au/public/cds-au/v1/banking/products --- Source: [CDR Compare](https://www.cdrcompare.au/brands/commbank) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider. Site map: [all providers](https://www.cdrcompare.au/) · [how this works](https://www.cdrcompare.au/about) · [agent guide](https://www.cdrcompare.au/agents.md) · [llms.txt](https://www.cdrcompare.au/llms.txt) · [sitemap.xml](https://www.cdrcompare.au/sitemap.xml)