--- title: "Streamline Basic — CommBank" description: "Transaction & Savings Accounts from CommBank. Rates, fees, features and eligibility as published under Australia's Consumer Data Right." canonical: https://www.cdrcompare.au/brands/commbank/products/5921439d2525442da3841a25572a740e source: "CDR Compare" language: en-AU last_updated: 2026-08-30T02:15:32.000Z --- # Streamline Basic — CommBank > Transaction & Savings Accounts from CommBank. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare. **Transaction & Savings Accounts** An everyday bank account for health care or pensioner concession card holders or receiving a government benefit payment that makes you eligible to hold a card. ## Fees | Fee | Type | Amount | | --- | --- | --- | | Unpaid cheque or debit fee — When we dishonour a cheque or debit presented to us because there isn't enough money in your account. | Event | $0.00 | | Transaction listing or ad-hoc paper statement fee — A fee charged for paper copies of your transaction listing, past statements or ordered statements. | Event | $2.50 | | Stop payment fee — A fee charged when you ask us to stop payment of a cheque. | Event | $15.00 | | Account fee — Charged monthly | Ongoing | $0.00 | | Paper Statement Fee — Charged every 6 months · There is no charge for additional paper statements issued outside the standard cycle (six months). | Ongoing | $0.00 | | Paper Statement Fee - Standard Cycle — Charged every 6 months · There is no charge for paper statements issued within our standard cycle (six months). | Ongoing | $0.00 | | Access fee - ASB Bank ATMs in NZ and overseas CommBank ATMs — When you take money out at ASB ATMs in NZ or CommBank ATMs outside Australia. | Withdrawal | $2.00 | | Access fee - Other overseas cash and ATM withdrawals — Any other cash withdrawals overseas will incur a $5.00 fee plus 3.5% of the transaction value. | Withdrawal | 3.5% of transaction | | Access fee - Overseas purchases — Purchases made overseas or in Australia (e.g. online), where the merchant is located overseas or the financial institution or entity processing transaction is located overseas. | Purchase | 3.5% of transaction | | Staff assisted withdrawals — Free. | Withdrawal | $0.00 | | CBA ATM cash withdrawals in Australia — Free. | Event | $0.00 | | Cheque negotiated fee — When you write a cheque that needs to be negotiated through the clearing system. | Transaction | $0.00 | | Monthly card fee — There is no monthly card fee for a Streamline Basic account. | Event | $0.00 | ## Features - **Card access** — Link to Existing Card - **Card access** — Debit Mastercard (Use instore, online and withdraw local currency at millions of locations, everywhere Mastercard is accepted. Choose a Debit Mastercard with your CommBank account and pay for things using your card, smartphone or wearable. You may receive access to other features and benefits associated with your Debit Mastercard subject to terms and conditions.) - **Additional cards** (We may limit the number of cards that may be issued or linked to a single account or customer profile.) - **Bill payment (BPAY)** — BPAY View (See, track and easily pay your bills online in NetBank or on the go in the CommBank app.) - **Securely lock your debit card in the CommBank app when you need to. And unlock it again when you don't.** - **Access a range of travel benefits through Travel Booking (provided by Hopper) for eligible customers.** - **Digital banking** (Wherever you are in the world, CommBank gives you the choice and control to securely manage all of your accounts on a range of devices, the way you want.) - **Digital wallet** — Apple Pay (Pay with your Apple(TM) device using Apple Pay.) - **Digital wallet** — CommBank Tap and Pay (Pay with your Android(TM) phone using the CommBank app.) - **Digital wallet** — Fitbit Pay (Pay with your Fitbit (TM) smartwatch using Fitbit Pay. Fitbit Pay is a third-party service and may cease without notice to you.) - **Digital wallet** — Garmin Pay (Pay with your Garmin(TM) smartwatch using Garmin Pay.) - **Digital wallet** — Google Pay (Pay with your Android(TM) device using Google Pay.) - **Digital wallet** — Samsung Pay (Pay with your Samsung(TM) device using Samsung Pay.) - **PayID** (Get faster payments between participating banks, anytime with a PayID.) - **Real-time payments (NPP)** (Pay and receive near real-time payments.) - **We help you stay on track with your debit and credit card spending in the CommBank app.** - **You are not required to have a card to use this product.** - **Notifications** — Transaction Notifications (Turn Transaction Notifications on in the CommBank app and we'll instantly alert you when you pay using your CommBank debit card, and when you receive money into your everyday account.) - **Manage payments from your bank account using PayTo.** - **Use QR Cardless to withdraw cash or deposit notes, coins and cheques (subject to product eligibility) by using the latest version of the CommBank app to scan a QR code at a compatible CommBank ATM.** - **Unlimited transactions** (Unlimited CommBank electronic and assisted transactions.) ## Eligibility - **Individuals only** - **You must have an Australian residential address.** - **Streamline Basic is available to anyone with one of these Australian government concession cards: Commonwealth Seniors Health card; Pensioner Concession card; Health Care card. It is also available to anyone who receives an Australian government benefit payment that makes them eligible to hold a Concession or Health Care Card. You also need to make sure your government benefit payments are paid into a CommBank account.** ## More information from CommBank - [Overview](https://www.commbank.com.au/banking/streamline-basic.html) - [Terms & conditions](https://www.commbank.com.au/content/dam/commbank/personal/apply-online/download-printed-forms/SavingsInvestment_ADB2852.pdf) - [Eligibility](https://www.commbank.com.au/banking/streamline-basic.html#who) - [Fees & pricing](https://www.commbank.com.au/banking/streamline-basic.html#rates) ## Data provenance - Published by CommBank under the Consumer Data Right - Product ID: `5921439d2525442da3841a25572a740e` - Last updated by the provider: 30 August 2026 - Source payload (JSON): https://www.cdrcompare.au/api/raw/commbank/5921439d2525442da3841a25572a740e - Provider page: https://www.cdrcompare.au/brands/commbank - CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000008 --- Source: [CDR Compare](https://www.cdrcompare.au/brands/commbank/products/5921439d2525442da3841a25572a740e) — product data published by Australian data holders under the Consumer Data Right. 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