Streamline Basic
An everyday bank account for health care or pensioner concession card holders or receiving a government benefit payment that makes you eligible to hold a card.
Fees
| Fee | Type | Amount |
|---|---|---|
| Unpaid cheque or debit fee When we dishonour a cheque or debit presented to us because there isn't enough money in your account. | Event | $0.00 |
| Transaction listing or ad-hoc paper statement fee A fee charged for paper copies of your transaction listing, past statements or ordered statements. | Event | $2.50 |
| Stop payment fee A fee charged when you ask us to stop payment of a cheque. | Event | $15.00 |
| Account fee Charged monthly | Ongoing | $0.00 |
| Paper Statement Fee Charged every 6 months · There is no charge for additional paper statements issued outside the standard cycle (six months). | Ongoing | $0.00 |
| Paper Statement Fee - Standard Cycle Charged every 6 months · There is no charge for paper statements issued within our standard cycle (six months). | Ongoing | $0.00 |
| Access fee - ASB Bank ATMs in NZ and overseas CommBank ATMs When you take money out at ASB ATMs in NZ or CommBank ATMs outside Australia. | Withdrawal | $2.00 |
| Access fee - Other overseas cash and ATM withdrawals |
Features
- Card access — Link to Existing Card
- Card access — Debit Mastercard
- Use instore, online and withdraw local currency at millions of locations, everywhere Mastercard is accepted. Choose a Debit Mastercard with your CommBank account and pay for things using your card, smartphone or wearable. You may receive access to other features and benefits associated with your Debit Mastercard subject to terms and conditions.
- Additional cards
- We may limit the number of cards that may be issued or linked to a single account or customer profile.
- Bill payment (BPAY) — BPAY View
- See, track and easily pay your bills online in NetBank or on the go in the CommBank app.
- Securely lock your debit card in the CommBank app when you need to. And unlock it again when you don't.
- Access a range of travel benefits through Travel Booking (provided by Hopper) for eligible customers.
Eligibility
- Individuals only
- You must have an Australian residential address.
- Streamline Basic is available to anyone with one of these Australian government concession cards: Commonwealth Seniors Health card; Pensioner Concession card; Health Care card. It is also available to anyone who receives an Australian government benefit payment that makes them eligible to hold a Concession or Health Care Card. You also need to make sure your government benefit payments are paid into a CommBank account.
More Information
Published by CommBank under the Consumer Data Right · Last updated 16 July 2026 · Product ID 5921439d2525442da3841a25572a740e · View on CDR.gov.au · View Source Data (JSON)