Business Awards credit card
Perfect for those looking for a competitive interest-free period on purchases and to reward themselves for business purchases.
- Purchase rate
- 20.74%
- Annual fee
- $75.00
Interest Rates
Other — Any repayment type
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Cash advance | 21.74% | — | — |
Other — Other
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Purchase | 20.74% | — | — |
Fees
| Fee | Type | Amount |
|---|---|---|
| Additional cardholder fee Charged yearly · Pay no additional cardholder fee to share the convenience of your card with an additional cardholder. | Ongoing | $75.00 |
| Annual Fee Charged yearly · Payable each year, giving you access to the features and benefits of your credit card. | Ongoing | $100.00 |
| Late payment fee When you don't make your minimum monthly payment, plus any overdue amount, by your statement due date. | Late payment | $20.00 |
| Overlimit fee When we first allow you to go over your credit limit in a statement period. | Event | $10.00 |
| Emergency issue/ lost/ replacement card fee When you need an emergency replacement card delivered to you. | Replacement | $20.00 |
| Qantas Frequent Flyer Direct fee Charged yearly · There is a $30 annual fee charged for opting in. Once a customer has opted in to Qantas Frequent Flyer Direct, all CommBank Awards points earned after opting in will be automatically redeemed for Qantas Points and transferred monthly to their Qantas Frequent Flyer account at the applicable conversion rate. |
Features
- Additional cards — up to 1
- Adding an additional cardholder is an easy way to share the convenience and accessibility of your CommBank credit card, without opening a new account. You can have one additional cardholder and they must be at least 16 years old. They'll get a card with their name but with your account number.
- Streamline your business banking and save time with automatic data feeds from your online banking to your accounting software.
- Bill payment (BPAY) — AutoPay
- Through AutoPay, you can choose to have the full closing balance, the minimum amount due, or set an amount debited from your chosen CommBank transaction account. If the set amount isn't enough to cover the minimum payment shown on your current statement, we'll take out more to cover the difference. If the set amount is more than your closing balance shown on your current statement, only the closing balance amount is debited.
- Bill payment (BPAY) — BPAY View
- With BPAY View you can switch to online bills & ask billers to send them directly to the CommBank app or NetBank, making it easy to see, track, and pay bills online.
- Insurance included — Travel Accident Insurance
Eligibility
- Business customers
- Minimum age — 18 yearsThe additional cardholder may be 16 years of age or older.
- Individuals onlyThe account holder must be a natural person.
- Applications for credit cards are subject to credit approval.
- Each application for credit is assessed on the ability of the applicant to service debt (limit) based on the financials supplied in the application.
- Residency status — AUAvailable to citizens or permanent resident of Australia and valid visa holders. Make sure you are legally allowed to work in Australia.
- Residency status — NZAvailable to citizens or permanent resident of NZ and valid visa holders. Make sure you are legally allowed to work in Australia.
Constraints
- Maximum limit — $50,000.00Max $50,000.00 unsecured credit limit. Eligibility criteria applies.
- Minimum limit — $500.00Min $500.00 credit limit. Note that the credit limit we will give you will depend on your ability to meet your repayments.
More Information
Published by CommBank under the Consumer Data Right · Last updated 16 July 2026 · Product ID 5f05d7f60e0040bfbc4f3a89c3181f5f · View on CDR.gov.au