--- title: "CommSec Notice Investor — CommBank" description: "Transaction & Savings Accounts from CommBank. Rates, fees, features and eligibility as published under Australia's Consumer Data Right." canonical: https://www.cdrcompare.au/brands/commbank/products/71865ffd1ab249df9baa4b29c7751824 source: "CDR Compare" language: en-AU last_updated: 2026-08-29T02:00:26.000Z --- # CommSec Notice Investor — CommBank > Transaction & Savings Accounts from CommBank. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare. **Transaction & Savings Accounts** A notice account that offers higher variable interest rates on your surplus funds while waiting for the next investment opportunity. Simply submit a notice to access your funds via your CDIA after the predetermined notice period. ## At a glance - **Base rate:** 4.75% ## Apply Applications are handled by the provider: [Apply at CommBank](https://www.commsec.com.au/noticeinvestor) ## Deposit rates | Type | Rate | Applies to | Interest paid | | --- | --- | --- | --- | | Variable (The interest rate applies on Balance on Hold for the CommSec Notice Investor Account with a Notice period of 2 days. Available for entities that are individual, Joint, Trust or Companies that do not meet the Financial Institution definition.) | 3.6% | Amount $10,000,000+ | monthly | | Variable (The interest rate applies on Balance on Hold for the CommSec Notice Investor Account with a Notice period of 2 days. Available for entities that are individual, Joint, Trust or Companies that do not meet the Financial Institution definition.) | 3.7% | Amount $0–$1,999,999.99 | monthly | | Variable (The interest rate applies on Balance on Hold for the CommSec Notice Investor Account with a Notice period of 2 days. Available for entities that are individual, Joint, Trust or Companies that do not meet the Financial Institution definition.) | 3.7% | Amount $2,000,000–$9,999,999.99 | monthly | | Variable (The interest rate applies on Balance on Notice for the CommSec Notice Investor Account with a Notice period of 2 days. Available for entities that are individual, Joint, Trust or Companies that do not meet the Financial Institution definition.) | 3.6% | Amount $10,000,000+ | monthly | | Variable (The interest rate applies on Balance on Notice for the CommSec Notice Investor Account with a Notice period of 2 days. Available for entities that are individual, Joint, Trust or Companies that do not meet the Financial Institution definition.) | 3.7% | Amount $0–$1,999,999.99 | monthly | | Variable (The interest rate applies on Balance on Notice for the CommSec Notice Investor Account with a Notice period of 2 days. Available for entities that are individual, Joint, Trust or Companies that do not meet the Financial Institution definition.) | 3.7% | Amount $2,000,000–$9,999,999.99 | monthly | | Variable (The interest rate applies on Balance on Call for the CommSec Notice Investor Account with a Notice period of 2 days. Available for entities that are individual, Joint, Trust or Companies that do not meet the Financial Institution definition.) | 0% | — | monthly | | Variable (The interest rate applies on Balance on Hold for the CommSec Notice Investor Account with a Notice period of 7 days. Available for entities that are individual, Joint, Trust or Companies that do not meet the Financial Institution definition.) | 4.35% | Amount $10,000,000+ | monthly | | Variable (The interest rate applies on Balance on Hold for the CommSec Notice Investor Account with a Notice period of 7 days. Available for entities that are individual, Joint, Trust or Companies that do not meet the Financial Institution definition.) | 4.45% | Amount $0–$1,999,999.99 | monthly | | Variable (The interest rate applies on Balance on Hold for the CommSec Notice Investor Account with a Notice period of 7 days. Available for entities that are individual, Joint, Trust or Companies that do not meet the Financial Institution definition.) | 4.45% | Amount $2,000,000–$9,999,999.99 | monthly | | Variable (The interest rate applies on Balance on Notice for the CommSec Notice Investor Account with a Notice period of 7 days. Available for entities that are individual, Joint, Trust or Companies that do not meet the Financial Institution definition.) | 4.35% | Amount $10,000,000+ | monthly | | Variable (The interest rate applies on Balance on Notice for the CommSec Notice Investor Account with a Notice period of 7 days. Available for entities that are individual, Joint, Trust or Companies that do not meet the Financial Institution definition.) | 4.45% | Amount $0–$1,999,999.99 | monthly | | Variable (The interest rate applies on Balance on Notice for the CommSec Notice Investor Account with a Notice period of 7 days. Available for entities that are individual, Joint, Trust or Companies that do not meet the Financial Institution definition.) | 4.45% | Amount $2,000,000–$9,999,999.99 | monthly | | Variable (The interest rate applies on Balance on Call for the CommSec Notice Investor Account with a Notice period of 7 days. Available for entities that are individual, Joint, Trust or Companies that do not meet the Financial Institution definition.) | 0% | — | monthly | | Variable (The interest rate applies on Balance on Hold for the CommSec Notice Investor Account with a Notice period of 2 days. Available for Financial Institutions that are in the business of operating and/or providing financial services for a third party.) | 2.7% | Amount $0–$1,999,999.99 | monthly | | Variable (The interest rate applies on Balance on Hold for the CommSec Notice Investor Account with a Notice period of 2 days. Available for Financial Institutions that are in the business of operating and/or providing financial services for a third party.) | 2.7% | Amount $2,000,000–$9,999,999.99 | monthly | | Variable (The interest rate applies on Balance on Hold for the CommSec Notice Investor Account with a Notice period of 2 days. Available for Financial Institutions that are in the business of operating and/or providing financial services for a third party.) | 2.7% | Amount $10,000,000+ | monthly | | Variable (The interest rate applies on Balance on Notice for the CommSec Notice Investor Account with a Notice period of 2 days. Available for Financial Institutions that are in the business of operating and/or providing financial services for a third party.) | 2.7% | Amount $0–$1,999,999.99 | monthly | | Variable (The interest rate applies on Balance on Notice for the CommSec Notice Investor Account with a Notice period of 2 days. Available for Financial Institutions that are in the business of operating and/or providing financial services for a third party.) | 2.7% | Amount $2,000,000–$9,999,999.99 | monthly | | Variable (The interest rate applies on Balance on Notice for the CommSec Notice Investor Account with a Notice period of 2 days. Available for Financial Institutions that are in the business of operating and/or providing financial services for a third party.) | 2.7% | Amount $10,000,000+ | monthly | | Variable (The interest rate applies on Balance on Call for the CommSec Notice Investor Account with a Notice period of 2 days. Available for Financial Institutions that are in the business of operating and/or providing financial services for a third party.) | 0% | — | monthly | | Variable (The interest rate applies on Balance on Hold for the CommSec Notice Investor Account with a Notice period of 7 days. Available for Financial Institutions that are in the business of operating and/or providing financial services for a third party.) | 3.45% | Amount $0–$1,999,999.99 | monthly | | Variable (The interest rate applies on Balance on Hold for the CommSec Notice Investor Account with a Notice period of 7 days. Available for Financial Institutions that are in the business of operating and/or providing financial services for a third party.) | 3.45% | Amount $2,000,000–$9,999,999.99 | monthly | | Variable (The interest rate applies on Balance on Hold for the CommSec Notice Investor Account with a Notice period of 7 days. Available for Financial Institutions that are in the business of operating and/or providing financial services for a third party.) | 3.45% | Amount $10,000,000+ | monthly | | Variable (The interest rate applies on Balance on Notice for the CommSec Notice Investor Account with a Notice period of 7 days. Available for Financial Institutions that are in the business of operating and/or providing financial services for a third party.) | 3.45% | Amount $0–$1,999,999.99 | monthly | | Variable (The interest rate applies on Balance on Notice for the CommSec Notice Investor Account with a Notice period of 7 days. Available for Financial Institutions that are in the business of operating and/or providing financial services for a third party.) | 3.45% | Amount $2,000,000–$9,999,999.99 | monthly | | Variable (The interest rate applies on Balance on Notice for the CommSec Notice Investor Account with a Notice period of 7 days. Available for Financial Institutions that are in the business of operating and/or providing financial services for a third party.) | 3.45% | Amount $10,000,000+ | monthly | | Variable (The interest rate applies on Balance on Call for the CommSec Notice Investor Account with a Notice period of 7 days. Available for Financial Institutions that are in the business of operating and/or providing financial services for a third party.) | 0% | — | monthly | | Variable (The interest rate applies on Balance on Hold for the CommSec Notice Investor Account with a Notice period of 2 days. Available for entities that are classified as a Self-Managed Superfund (SMSF) only.) | 4% | Amount $0–$1,999,999.99 | monthly | | Variable (The interest rate applies on Balance on Hold for the CommSec Notice Investor Account with a Notice period of 2 days. Available for entities that are classified as a Self-Managed Superfund (SMSF) only.) | 4% | Amount $2,000,000–$9,999,999.99 | monthly | | Variable (The interest rate applies on Balance on Hold for the CommSec Notice Investor Account with a Notice period of 2 days. Available for entities that are classified as a Self-Managed Superfund (SMSF) only.) | 4% | Amount $10,000,000+ | monthly | | Variable (The interest rate applies on Balance on Notice for the CommSec Notice Investor Account with a Notice period of 2 days. Available for entities that are classified as a Self-Managed Superfund (SMSF) only.) | 4% | Amount $0–$1,999,999.99 | monthly | | Variable (The interest rate applies on Balance on Notice for the CommSec Notice Investor Account with a Notice period of 2 days. Available for entities that are classified as a Self-Managed Superfund (SMSF) only.) | 4% | Amount $2,000,000–$9,999,999.99 | monthly | | Variable (The interest rate applies on Balance on Notice for the CommSec Notice Investor Account with a Notice period of 2 days. Available for entities that are classified as a Self-Managed Superfund (SMSF) only.) | 4% | Amount $10,000,000+ | monthly | | Variable (The interest rate applies on Balance on Call for the CommSec Notice Investor Account with a Notice period of 2 days. Available for entities that are classified as a Self-Managed Superfund (SMSF) only.) | 0% | — | monthly | | Variable (The interest rate applies on Balance on Hold for the CommSec Notice Investor Account with a Notice period of 7 days. Available for entities that are classified as a Self-Managed Superfund (SMSF) only.) | 4.75% | Amount $0–$1,999,999.99 | monthly | | Variable (The interest rate applies on Balance on Hold for the CommSec Notice Investor Account with a Notice period of 7 days. Available for entities that are classified as a Self-Managed Superfund (SMSF) only.) | 4.75% | Amount $2,000,000–$9,999,999.99 | monthly | | Variable (The interest rate applies on Balance on Hold for the CommSec Notice Investor Account with a Notice period of 7 days. Available for entities that are classified as a Self-Managed Superfund (SMSF) only.) | 4.75% | Amount $10,000,000+ | monthly | | Variable (The interest rate applies on Balance on Notice for the CommSec Notice Investor Account with a Notice period of 7 days. Available for entities that are classified as a Self-Managed Superfund (SMSF) only.) | 4.75% | Amount $0–$1,999,999.99 | monthly | | Variable (The interest rate applies on Balance on Notice for the CommSec Notice Investor Account with a Notice period of 7 days. Available for entities that are classified as a Self-Managed Superfund (SMSF) only.) | 4.75% | Amount $2,000,000–$9,999,999.99 | monthly | | Variable (The interest rate applies on Balance on Notice for the CommSec Notice Investor Account with a Notice period of 7 days. Available for entities that are classified as a Self-Managed Superfund (SMSF) only.) | 4.75% | Amount $10,000,000+ | monthly | | Variable (The interest rate applies on Balance on Call for the CommSec Notice Investor Account with a Notice period of 7 days. Available for entities that are classified as a Self-Managed Superfund (SMSF) only.) | 0% | — | monthly | ## Fees | Fee | Type | Amount | | --- | --- | --- | | Transaction listing or ad-hoc paper statement fee | Event | $2.50 | | Account Keeping Fee — Charged monthly · No account keeping fees. | Ongoing | $0.00 | | Transaction Fee — No Transaction fees. | Transaction | $0.00 | ## Features - **Access your funds seamlessly from your CommSec Notice Investor through your Commonwealth Direct Investment Account via NetBank and CBA App.** - **Variable interest rates.** - **Digital banking** (Manage online at any time. View, track and manage your account on Netbank and the CommBank App.) - **Choose from either 2 of 7 day notice period so you can tailor your returns based on your investment needs** - **Funds available after** — 7 days (You need to notify us to access the money in your CommSec Notice Investor. Once you've submitted a notice request online for some or all of your funds, you'll have to wait for the duration of your notice period before your money is available.) - **Funds available after** — 2 days (You need to notify us to access the money in your CommSec Notice Investor. Once you've submitted a notice request online for some or all of your funds, you'll have to wait for the duration of your notice period before your money is available.) ## Eligibility - **Minimum age** — 18 years (You can apply if you are 18 years and over (except where accounts are held in trust for a minor).) - **You must have a Commonwealth Direct Investment Account in the same name as the intended CommSec Notice Investor.** - **You can apply if you are opening the account in a personal, joint, company, SMSF or trust name.** - **You must have an Australian residential address.** - **You must be an Australian registered or incorporated company; Australian Trust or Self-Managed Super Fund (SMSF).** ## More information from CommBank - [Terms & conditions](https://www.commbank.com.au/content/dam/commbank-assets/investing/docs/commsec-notice-investor-account-terms.pdf) - [Fees & pricing](https://www.commbank.com.au/content/dam/commbank-assets/investing/docs/commsec-notice-investor-account-interest-rates.pdf) ## Data provenance - Published by CommBank under the Consumer Data Right - Product ID: `71865ffd1ab249df9baa4b29c7751824` - Last updated by the provider: 29 August 2026 - Source payload (JSON): https://www.cdrcompare.au/api/raw/commbank/71865ffd1ab249df9baa4b29c7751824 - Provider page: https://www.cdrcompare.au/brands/commbank - CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000008 --- Source: [CDR Compare](https://www.cdrcompare.au/brands/commbank/products/71865ffd1ab249df9baa4b29c7751824) — product data published by Australian data holders under the Consumer Data Right. 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