CommSec Notice Investor
A notice account that offers higher variable interest rates on your surplus funds while waiting for the next investment opportunity. Simply submit a notice to access your funds via your CDIA after the predetermined notice period.
- Base rate
- 4.75%
Deposit Rates
| Type | Rate | Applies To | Interest Paid |
|---|---|---|---|
| Variable The interest rate applies on Balance on Hold for the CommSec Notice Investor Account with a Notice period of 2 days. Available for entities that are individual, Joint, Trust or Companies that do not meet the Financial Institution definition. | 3.6% | Amount | monthly |
| Variable The interest rate applies on Balance on Hold for the CommSec Notice Investor Account with a Notice period of 2 days. Available for entities that are individual, Joint, Trust or Companies that do not meet the Financial Institution definition. | 3.7% | Amount | monthly |
| Variable The interest rate applies on Balance on Hold for the CommSec Notice Investor Account with a Notice period of 2 days. Available for entities that are individual, Joint, Trust or Companies that do not meet the Financial Institution definition. | 3.7% | Amount | monthly |
| Variable The interest rate applies on Balance on Notice for the CommSec Notice Investor Account with a Notice period of 2 days. Available for entities that are individual, Joint, Trust or Companies that do not meet the Financial Institution definition. | 3.6% | Amount | monthly |
Fees
| Fee | Type | Amount |
|---|---|---|
| Transaction listing or ad-hoc paper statement fee | Event | $2.50 |
| Account Keeping Fee Charged monthly · No account keeping fees. | Ongoing | $0.00 |
| Transaction Fee No Transaction fees. | Transaction | $0.00 |
Features
- Access your funds seamlessly from your CommSec Notice Investor through your Commonwealth Direct Investment Account via NetBank and CBA App.
- Variable interest rates.
- Digital banking
- Manage online at any time. View, track and manage your account on Netbank and the CommBank App.
- Choose from either 2 of 7 day notice period so you can tailor your returns based on your investment needs
- Funds available after — 7 days
- You need to notify us to access the money in your CommSec Notice Investor. Once you've submitted a notice request online for some or all of your funds, you'll have to wait for the duration of your notice period before your money is available.
- Funds available after — 2 days
- You need to notify us to access the money in your CommSec Notice Investor. Once you've submitted a notice request online for some or all of your funds, you'll have to wait for the duration of your notice period before your money is available.
Eligibility
- Minimum age — 18 yearsYou can apply if you are 18 years and over (except where accounts are held in trust for a minor).
- You must have a Commonwealth Direct Investment Account in the same name as the intended CommSec Notice Investor.
- You can apply if you are opening the account in a personal, joint, company, SMSF or trust name.
- You must have an Australian residential address.
- You must be an Australian registered or incorporated company; Australian Trust or Self-Managed Super Fund (SMSF).
More Information
Published by CommBank under the Consumer Data Right · Last updated 16 July 2026 · Product ID 71865ffd1ab249df9baa4b29c7751824 · View on CDR.gov.au