---
title: "Corporate charge card — CommBank"
description: "Credit & Charge Cards from CommBank. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/commbank/products/7e2c7d0942774f04935428ca31e5512b
source: "CDR Compare"
language: en-AU
last_updated: 2026-08-28T02:15:37.000Z
---

# Corporate charge card — CommBank

> Credit & Charge Cards from CommBank. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Credit & Charge Cards · Negotiable rates**

Ideal for large organisations with significant expenses. You can set spending limits and access expense reports to monitor spending and forecast costs.

## At a glance

- **Purchase rate:** 17.99%

## Interest rates

| Type | Rate | Comparison | Applies to |
| --- | --- | --- | --- |
| Cash advance | 17.99% | — | — |
| Purchase | 17.99% | — | — |

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| Non-Commonwealth Bank ATM balance enquiry fee — Charged on our processing of each request. Fee applies to balance enquiries at ASB Bank in New Zealand, Commonwealth Bank in Indonesia and Commonwealth Bank in Vietnam. | Event | $1.25 |
| Emergency issue/ lost/ replacement card fee — When you need an emergency replacement card delivered to you and may be charged on card replacement. | Event | $20.00 |
| International Transaction Fee — Applies anytime cash advances, purchases or permitted transactions are converted by MasterCard from foreign currencies to Australian Dollar equivalents. The fee includes the fee MasterCard impose on us (1.00%). For cash advances, the relevant cash advance will also apply. Applies where a transaction is in Australian dollars but the party accepting the card is overseas. Please note additional fees may be charged by the overseas merchant. | Transaction | 2.5% of transaction |
| Commonwealth Bank ATM cash advance charge — Charge applies to cash advances at Commonwealth Bank ATMs. | Cash advance | $1.25 |
| Commonwealth Bank over-the-counter cash advance charge — Charge applies to cash advances at Commonwealth Bank Branches. $2.50 or 1.25% whichever is greater. | Cash advance | 1.25% of transaction |
| Non-Commonwealth Bank ATM cash advance charge — Charge applies to cash advances through a terminal of other financial institutions in Australia, at ASB Bank in New Zealand, Commonwealth Bank in Indonesia and Commonwealth Bank in Vietnam. $1.50 or 1.25% whichever is greater. | Cash advance | 1.25% of transaction |
| Non-Commonwealth Bank over-the-counter cash advance charge — Fee applies to cash advance transactions made at other financial institutions within Australia. $3.00 or 1.25% whichever is greater. | Cash advance | 1.25% of transaction |
| Any other Commonwealth Bank Network cash advance charge — Charge applies to cash advances by way of funds transfer through NetBank, Phone bank Transfer, Commonwealth Bank Customer Service Centre, Australia Post, 132221 Transfer Cash, NetBank Transfer Home Loan, Mobile Bank Transfer and NetBank Transfer Personal Loan. | Cash advance | $1.25 |
| Overseas terminal or bank cash advance charge — $4.00 or 1.25% whichever is greater. | Cash advance | 1.25% of transaction |
| Cash equivalent items or cash substitutes cash advance charge — Charge applies to purchases of cash equivalent items or cash substitutes including gambling transactions and traveller's cheques. | Purchase | $1.25 |
| Establishment fee — Payable on: 1. Account holder accepting the Bank's offer 2. Bank approving the account holder's request for credit limit increase. | Upfront | $300.00 |
| Annual Fee per card — Charged yearly · Standard fees are 1-49 cards = $40.00 per card; 50-499 cards = $32.00 per card; 500+ cards = $24.00 per card. | Ongoing | $24.00 – $40.00 |

## Features

- **Additional cards** (You can choose anyone 18 years or older to receive a Corporate Card.)
- **Bill payment (BPAY)** — AutoPay (Through AutoPay you can choose to have the full closing balance directly debited from a nominated transaction account.)
- **Insurance included** — Transit Accident Insurance (Complimentary transit accident insurance up to $250,000 for cardholders.)
- **Insurance included** — Unauthorised Transaction Insurance (Unauthorised Use insurance up to $150,000 a year.)
- **Digital banking** (Regardless of your business structure and needs, we have an online banking solution that will suit you.)
- **Digital wallet** — Apple Pay (Pay with your Apple(TM) device using Apple Pay.)
- **Digital wallet** — CommBank Tap and Pay (Pay with your Android(TM) phone using the CommBank app.)
- **Digital wallet** — Fitbit Pay (Pay with your Fitbit(TM) smartwatch using Google SE.)
- **Digital wallet** — Garmin Pay (Pay with your Garmin(TM) smartwatch using Garmin Pay.)
- **Digital wallet** — Google Pay (Pay with your Android(TM) device using Google Pay(TM).)
- **Digital wallet** — Samsung Pay (Pay with your Samsung(TM) device using Samsung Pay.)
- **Use QR Cardless to withdraw cash or deposit notes, coins and cheques (subject to product eligibility) by using the latest version of the CommBank app to scan a QR code at a compatible CommBank ATM.**

## Eligibility

- **Business customers** (Businesses, government entities and not-for-profit organisations that can repay the balance in full each month and must be registered in Australia with an ABN, ACN or ARBN)
- **Each application for credit is assessed on the ability of the applicant to service debt (limit) based on the financials supplied in the application.**

## More information from CommBank

- [Overview](https://www.commbank.com.au/business/business-credit-cards/cards-for-larger-business/corporate-charge-card.html)
- [Terms & conditions](https://www.commbank.com.au/content/dam/commbank-assets/business/banking/2019-06/ctc-for-business-finance.pdf)
- [Eligibility](https://www.commbank.com.au/business/business-credit-cards/cards-for-larger-business/corporate-charge-card.html)
- [Fees & pricing](https://www.commbank.com.au/content/dam/commbank/business/pds/001-033-corporate-card-fees.pdf)

## Data provenance

- Published by CommBank under the Consumer Data Right
- Product ID: `7e2c7d0942774f04935428ca31e5512b`
- Last updated by the provider: 28 August 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/commbank/7e2c7d0942774f04935428ca31e5512b
- Provider page: https://www.cdrcompare.au/brands/commbank
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000008

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/commbank/products/7e2c7d0942774f04935428ca31e5512b) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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