Business Platinum Awards credit card
Earn flexible rewards and enjoy up to 55 days interest-free to keep your cashflow in check.
- Purchase rate
- 20.74%
- Annual fee
- $75.00
Interest Rates
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Purchase | 20.74% | — | — |
| Cash advance | 21.74% | — | — |
Fees
| Fee | Type | Amount |
|---|---|---|
| Additional cardholder fee Charged yearly · Pay no additional cardholder fee to share the convenience of your card with an additional cardholder. | Ongoing | $75.00 |
| Annual Fee Charged yearly · Payable each year, giving you access to the features and benefits of your credit card. | Ongoing | $300.00 |
| Late payment fee When you don't make your minimum monthly payment, plus any overdue amount, by your statement due date. | Late payment | $20.00 |
| Overlimit fee When we first allow you to go over your credit limit in a statement period. | Event | $10.00 |
| Emergency issue/ lost/ replacement card fee When you need an emergency replacement card delivered to you. | Replacement | $20.00 |
| Qantas Frequent Flyer Direct fee Charged yearly · There is a $30 annual fee charged for opting in. Once a customer has opted in to Qantas Frequent Flyer Direct, all CommBank Awards points earned after opting in will be automatically redeemed for Qantas Points and transferred monthly to their Qantas Frequent Flyer account at the applicable conversion rate. |
Features
- Additional cards — up to 1
- Adding an additional cardholder is an easy way to share the convenience and accessibility of your CommBank credit card, without opening a new account. You can have one additional cardholder and they must be at least 16 years old. They'll get a card with their name but with your account number.
- Streamline your business banking and save time with automatic data feeds from your online banking to your accounting software.
- Bill payment (BPAY) — AutoPay
- Through AutoPay, you can choose to have the full closing balance, the minimum amount due, or set an amount debited from your chosen CommBank transaction account. If the set amount isn't enough to cover the minimum payment shown on your current statement, we'll take out more to cover the difference. If the set amount is more than your closing balance shown on your current statement, only the closing balance amount is debited.
- Bill payment (BPAY) — BPAY View
- With BPAY View you can switch to online bills & ask billers to send them directly to the CommBank app or NetBank, making it easy to see, track, and pay bills online.
- Insurance included — Price Guarantee
- Cover provided for the difference in price of a purchase if the same business item or personal good is advertised for a lower price in store within 21 days of purchase, within 25 kilometres of the store it was purchased. Provided the price difference is greater than $75, we will refund the price difference up to a maximum amount of $500 for any one item, set or pair items (including attached and unattached accessories). This is subject to conditions, exclusions, limits, sub-limits and terms. Refer to the Credit Card Insurances Product Disclosure Statement and Information Booklet for full details.
Eligibility
- Business customers
- Minimum age — 18 yearsThe additional cardholder may be 16 years of age or older.
- Individuals onlyIndividuals must have the legal capacity to enter into the loan contract.
- Each application for credit is assessed on the ability of the applicant to service debt (limit) based on the financials supplied in the application.
- Applications for credit cards are subject to credit approval.
- Residency status — AUAvailable to citizens or permanent resident of Australia and valid visa holders. Make sure you are legally allowed to work in Australia.
- Residency status — NZAvailable to citizens or permanent resident of NZ and valid visa holders. Make sure you are legally allowed to work in Australia.
Constraints
- Maximum limit — $50,000.00Max 50,000.00 unsecured credit limit. Eligibility criteria applies.
- Minimum limit — $6,000.00Min $6,000.00 Credit Limit. Note that the credit limit we give you will depend on your ability to meet your repayments.
More Information
Published by CommBank under the Consumer Data Right · Last updated 16 July 2026 · Product ID 8df91527a5774d7bb795eebe2509f941 · View on CDR.gov.au