---
title: "Corporate Interest Free Days card — CommBank"
description: "Credit & Charge Cards from CommBank. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/commbank/products/a24ddd5d53b5447abe15665b73be4597
source: "CDR Compare"
language: en-AU
last_updated: 2026-08-30T02:15:39.000Z
---

# Corporate Interest Free Days card — CommBank

> Credit & Charge Cards from CommBank. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Credit & Charge Cards**

Designed for medium to large businesses wanting to maximise cash flow with interest free days on purchases, monitor employee expenses, set transaction limits and access expense reports in order to track, analyse and forecast expenses.

## At a glance

- **Purchase rate:** 17.57%

## Interest rates

| Type | Rate | Comparison | Applies to |
| --- | --- | --- | --- |
| Cash advance | 17.57% | — | — |
| Purchase | 17.57% | — | — |

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| Non-Commonwealth Bank ATM balance enquiry fee — Charged on our processing of each request. Fee applies to balance enquiries at ASB Bank in New Zealand, Commonwealth Bank in Indonesia and Commonwealth Bank in Vietnam. | Event | $1.25 |
| Emergency issue/ lost/ replacement card fee — When you need an emergency replacement card delivered to you and may be charged on card replacement. | Event | $20.00 |
| International Transaction Fee — Applies anytime cash advances, purchases or permitted transactions are converted by MasterCard from foreign currencies to Australian Dollars equivalents. The fee includes the fee MasterCard impose on us (1.00%). For cash advances, the relevant cash advance will also apply. Applies where a transaction is in Australian dollars but the party accepting the card is overseas. Please note additional fees may be charged by the overseas merchant. | Transaction | 2.5% of transaction |
| Commonwealth Bank ATM cash advance charge — Charge applies to cash advances at Commonwealth Bank ATMs. | Withdrawal | $1.25 |
| Commonwealth Bank over-the-counter cash advance charge — Charge applies to cash advances at Commonwealth Bank Branches. | Withdrawal | $2.50 |
| Non-Commonwealth Bank ATM cash advance charge — Charge applies to cash advances through a terminal of other financial institutions in Australia, at ASB Bank in New Zealand. | Withdrawal | $1.50 |
| Non-Commonwealth Bank over-the-counter cash advance charge — Fee applies to cash advance transactions made at other financial institutions within Australia. | Withdrawal | $3.00 |
| Any other Commonwealth Bank Network cash advance charge — Charge applies to cash advances by way of funds transfer through NetBank, Phone bank Transfer, Commonwealth Bank Customer Service Centre, Australia Post, 132221 Transfer Cash, NetBank Transfer Home Loan, Mobile Bank Transfer and NetBank Transfer Personal Loan. | Withdrawal | $1.25 |
| Overseas terminal or bank cash advance charge | Withdrawal | $4.00 |
| Cash equivalent items or cash substitutes cash advance charge — Charge applies to purchases of cash equivalent items or cash substitutes including gambling transactions and traveller's cheques. | Purchase | $1.25 |
| Establishment fee — Payable on: 1. Account holder accepting the Bank's offer 2. Bank approving the account holder's request for credit limit increase. | Upfront | $300.00 |
| Annual Fee per card — Charged yearly · Standard fees are 1-49 cards = $40.00 per card; 50-499 cards = $32.00 per card; 500+ cards = $24.00 per card. | Ongoing | $24.00 – $40.00 |
| Late Payment fee — Charged if the minimum payment on Credit Cards is not received by the due date. | Event | $20.00 |
| Overlimit Fee — Charged when we first allow you to exceed your credit limit in a statement period. | Event | $10.00 |

## Features

- **Additional cards** — up to 10000 (You can choose anyone 18 years or older to receive a Corporate Card.)
- **Bill payment (BPAY)** — AutoPay (Through AutoPay you can choose to have the full closing balance, minimum amount due or a set amount (assuming it's more than the minimum amount due and less than the full closing balance) directly debited from a CommBank account.)
- **Insurance included** — Transit Accident Insurance (Complimentary transit accident insurance up to $250,000 for cardholders.)
- **Insurance included** — Unauthorised Transaction Insurance (Unauthorised Use insurance up to $150,000 a year.)
- **Digital banking** (Regardless of your business structure and needs, we have an online banking solution that will suit you.)
- **Digital wallet** — Apple Pay (Pay with your Apple(TM) device using Apple Pay.)
- **Digital wallet** — CommBank Tap and Pay (Pay with your Android(TM) phone using the CommBank app.)
- **Digital wallet** — Fitbit Pay (Pay with your Fitbit(TM) smartwatch using Google SE.)
- **Digital wallet** — Garmin Pay (Pay with your Garmin(TM) smartwatch using Garmin Pay.)
- **Digital wallet** — Google Pay (Pay with your Android(TM) device using Google Pay(TM).)
- **Digital wallet** — Samsung Pay (Pay with your Samsung(TM) device using Samsung Pay.)
- **Interest-free period** — 55 days (Up to 55 days.)

## Eligibility

- **Business customers** (Businesses, government entities and not-for-profit organisations that can repay the balance in full each month and must be registered in Australia with an ABN, ACN or ARBN.)
- **Each application for credit is assessed on the ability of the applicant to service debt (limit) based on the financials supplied in the application.**

## More information from CommBank

- [Overview](https://www.commbank.com.au/business/business-credit-cards/cards-for-larger-business/corporate-interest-free-days-card.html)
- [Terms & conditions](https://www.commbank.com.au/content/dam/commbank-assets/business/banking/2019-06/ctc-for-business-finance.pdf)
- [Eligibility](https://www.commbank.com.au/business/business-credit-cards/cards-for-larger-business/corporate-interest-free-days-card.html)
- [Fees & pricing](https://www.commbank.com.au/content/dam/commbank/business/pds/001-033-corporate-card-fees.pdf)

## Data provenance

- Published by CommBank under the Consumer Data Right
- Product ID: `a24ddd5d53b5447abe15665b73be4597`
- Last updated by the provider: 30 August 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/commbank/a24ddd5d53b5447abe15665b73be4597
- Provider page: https://www.cdrcompare.au/brands/commbank
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000008

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/commbank/products/a24ddd5d53b5447abe15665b73be4597) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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