---
title: "NetBank Saver — CommBank"
description: "Transaction & Savings Accounts from CommBank. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/commbank/products/ad22b1f0967349e8a5d586afe7f0d845
source: "CDR Compare"
language: en-AU
last_updated: 2026-08-29T07:00:11.000Z
---

# NetBank Saver — CommBank

> Transaction & Savings Accounts from CommBank. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Transaction & Savings Accounts**

An online savings account with the flexibility to move money in and out of your linked CommBank transaction account using NetBank or the CommBank app.

## At a glance

- **Base rate:** 2.1%
- **Intro rate:** 3.1% (conditions apply)

## Apply

Applications are handled by the provider: [Apply at CommBank](https://www.commbank.com.au/banking/netbank-saver.html#apply)

## Deposit rates

| Type | Rate | Applies to | Interest paid |
| --- | --- | --- | --- |
| Variable | 2.1% | — | monthly |
| Introductory · 5 months (Fixed bonus margin for the first 5 months on your first NetBank Saver. The variable introductory interest rate will not apply to NetBank Saver accounts which are jointly owned where one of the account holders has previously held a NetBank Saver account. · Fixed bonus margin for the first 5 months on your first NetBank Saver. · Fixed bonus margin for the first 5 months on your first NetBank Saver. The introductory interest rate will not apply to NetBank Saver accounts which are jointly owned where one of the account holders has previously held a NetBank Saver account.) | 3.1% | — | monthly |
| Variable (The variable interest rate may vary from time-to-time, as set out in your letter of offer, and subject to terms and conditions.) | 2.1% | Amount $0–$49,999.99 | monthly |
| Variable (The variable interest rate may vary from time-to-time, as set out in your letter of offer, and subject to terms and conditions.) | 2.1% | Amount $50,000–$249,999.99 | monthly |
| Variable (The variable interest rate may vary from time-to-time, as set out in your letter of offer, and subject to terms and conditions.) | 2.1% | Amount $250,000+ | monthly |

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| Paper Statement Fee — A fee charged when you ask us to give you a paper copy of transaction listings, past statements or ordered statements. | Event | $2.50 |
| Paper Statement Fee — Charged monthly · A fee charged for all issued paper statements on accounts designed exclusively for electronic use. | Ongoing | $2.50 |

## Features

- **Digital banking** (Wherever you are in the world, CommBank gives you the choice and control to securely manage all of your accounts on a range of devices, the way you want.)
- **Real-time payments (NPP)** (Receive near real-time payments.)
- **Use QR Cardless to deposit notes, coins and cheques (subject to product eligibility) by using the latest version of the CommBank app to scan a QR code at a compatible CommBank ATM**
- **Whether you have a savings goal in mind or want to build a buffer for those 'just in case' moments, Goal Tracker in the CommBank app helps you set and reach your goals.**
- **Unlimited transactions** (Unlimited CommBank electronic transactions.)

## Eligibility

- **Minimum age** — 14 years
- **Individuals only**
- **For customers wanting to apply online, they will require an Australian residential address.**
- **If you're already a CommBank customer, you'll need your NetBank Client Number. If you're not already a CommBank customer, your Australian driver's licence, Medicare card, passport or Australian birth certificate to identify yourself.**
- **You'll need to link an eligible CommBank transaction account to your NetBank Saver. Eligible accounts can be a Smart Access, Complete Access, Everyday Offset, Pensioner Security, or Streamline Basic with CommBank in the same name as the NetBank Saver account. If you're new to CommBank or don't have an existing eligible transaction account to link to your NetBank Saver, then we'll open an eligible transaction account for you when you open a NetBank Saver. Fees may apply to these accounts.**

## More information from CommBank

- [Overview](https://www.commbank.com.au/banking/netbank-saver.html)
- [Terms & conditions](https://www.commbank.com.au/content/dam/commbank/personal/apply-online/download-printed-forms/SavingsInvestment_ADB2852.pdf)
- [Eligibility](https://www.commbank.com.au/banking/netbank-saver.html#apply)
- [Fees & pricing](https://www.commbank.com.au/banking/netbank-saver.html#rates)

## Data provenance

- Published by CommBank under the Consumer Data Right
- Product ID: `ad22b1f0967349e8a5d586afe7f0d845`
- Last updated by the provider: 29 August 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/commbank/ad22b1f0967349e8a5d586afe7f0d845
- Provider page: https://www.cdrcompare.au/brands/commbank
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000008

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/commbank/products/ad22b1f0967349e8a5d586afe7f0d845) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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