--- title: "CommBank Qantas Business Rewards Credit Card — CommBank" description: "Credit & Charge Cards from CommBank. Rates, fees, features and eligibility as published under Australia's Consumer Data Right." canonical: https://www.cdrcompare.au/brands/commbank/products/e15ed5da59354af78c9e8aa0f4f841cf source: "CDR Compare" language: en-AU last_updated: 2026-08-30T02:15:39.000Z --- # CommBank Qantas Business Rewards Credit Card — CommBank > Credit & Charge Cards from CommBank. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare. **Credit & Charge Cards · Negotiable rates** Be rewarded for essential business spend and save on business travel. Take advantage of offers and partner discounts whilst purchasing with confidence and convenience knowing you are backed by two of Australia's largest brands ## At a glance - **Purchase rate:** 19.99% ## Interest rates | Type | Rate | Comparison | Applies to | | --- | --- | --- | --- | | Purchase | 19.99% | — | — | | Cash advance | 21.99% | — | — | ## Fees | Fee | Type | Amount | | --- | --- | --- | | Emergency Card Replacement | Replacement | $20.00 | | International transaction fee (Transactions in Australian dollars but with an overseas connection) — When you make a purchase or obtain a cash advance in Australian dollars while overseas, or while in Australia (for example online) where the merchant, or the financial institution or entity processing the transaction, is located overseas. | Transaction | 3% of transaction | | Cash equivalent items or cash substitutes cash advance charge — Greater of $3 or 3% | Cash advance | $3.00 | | Cash equivalent items or cash substitutes cash advance charge — Greater of $3 or 3% | Cash advance | 3% of transaction | | Annual Fee per card — Charged yearly · Annual Fee per card | Ongoing | Variable | | Late Payment Fee — 1 · When you don't make your minimum monthly payment, plus any overdue amount, by your statement due date. | Late payment | $20.00 | | Overlimit Fee — When we first allow you to go over your credit limit in a statement period. | Event | $0.00 | | Annual Facility Fee — Charged yearly · Annual fee per facility | Ongoing | $0.00 | ## Features - **Additional cards** (Issue additional cards to your employees, each with custom spending limits and controls) - **Streamline your business banking and save time with automatic data feeds from your online banking to your accounting software.** - **Balance transfers** (From 1 December 2023, we will no longer accept new balance transfer requests on our credit cards.) - **Bill payment (BPAY)** — BPAY View (See, track and easily pay your bills online in NetBank or on the go in the CommBank app.) - **Bonus rewards** — 170000 (170,000 Qantas Business Rewards bonus points when you spend $6,000 on eligible purchases within 90 days of your card account being opened. The offer applies to new card accounts opened between 01/06/2026- 30/10/2026.) - **Bonus rewards** — 200000 (200,000 Qantas Business Rewards bonus points when you open an account and make an eligible purchase before 30 April 2026. The offer applies to new card accounts opened between 31/12/2025- 30/04/2026.) - **Insurance included** — Insurance provided by Covermore (Transit Accident Insurance up to $250,000 , Unauthorised Transactions Insurance up to $150,000 a year, International travel insurance and Interstate Flight Inconvenience, Price Guarantee and Purchase Security, Extended Warranty) - **Instantly lock, block or limit your credit card for extra control through the CommBank app or NetBank.** - **Loyalty program** — Qantas Business Rewards (Be rewarded for essential business spend and save on business travel. Take advantage of offers and partner discounts, whilst purchasing with confidence and convenience knowing you are backed by two of Australia's largest brands) - **Discounts on other products** — VISA Commercial Offers and Discounts (Get access to exclusive benefits and offers with Visa Concierge and Visa Commercial Offers.) - **Discounts on other products** — Yello for Business (Yello for Business Offers and partner discounts) - **Interest-free period** — 44 days (Up to 44 days. We won't charge any interest on purchases if you pay at least the closing balance shown on your statement by the due date each and every month.) - **Notifications** — Payment reminders (Reminders before payments are due to avoid late fees.) ## Eligibility - **Business customers** (Yes) - **Minimum age** — 18 years - **Each application for credit is assessed on the ability of the applicant to service debt (limit) based on the financials supplied in the application.** - **Need to be a member of the Qantas Business Rewards Program** - **Applications for credit cards are subject to credit approval.** - **Residency status** — AU (Available to citizens or permanent resident of Australia and valid visa holders. Make sure you are legally allowed to work in Australia.) - **Residency status** — NZ (Available to citizens or permanent resident of NZ and valid visa holders. Make sure you are legally allowed to work in Australia.) ## Constraints - **Maximum limit** — $100,000.00 (Maximum facility limit) - **Maximum limit** — $100,000.00 (Maximum Card Limit) - **Minimum limit** — $5,000.00 (Minimum facility limit) - **Minimum limit** — $100.00 (Minimum Card Limit) ## More information from CommBank - [Overview](https://www.commbank.com.au/business/business-credit-cards.html) ## Data provenance - Published by CommBank under the Consumer Data Right - Product ID: `e15ed5da59354af78c9e8aa0f4f841cf` - Last updated by the provider: 30 August 2026 - Source payload (JSON): https://www.cdrcompare.au/api/raw/commbank/e15ed5da59354af78c9e8aa0f4f841cf - Provider page: https://www.cdrcompare.au/brands/commbank - CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000008 --- Source: [CDR Compare](https://www.cdrcompare.au/brands/commbank/products/e15ed5da59354af78c9e8aa0f4f841cf) — product data published by Australian data holders under the Consumer Data Right. 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