CommBank Qantas Business Rewards Credit Card
Be rewarded for essential business spend and save on business travel. Take advantage of offers and partner discounts whilst purchasing with confidence and convenience knowing you are backed by two of Australia's largest brands
- Purchase rate
- 19.99%
Interest Rates
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Purchase | 19.99% | — | — |
| Cash advance | 21.99% | — | — |
Fees
| Fee | Type | Amount |
|---|---|---|
| Emergency Card Replacement | Replacement | $20.00 |
| International transaction fee (Transactions in Australian dollars but with an overseas connection) When you make a purchase or obtain a cash advance in Australian dollars while overseas, or while in Australia (for example online) where the merchant, or the financial institution or entity processing the transaction, is located overseas. | Transaction | 3% of transaction |
| Cash equivalent items or cash substitutes cash advance charge Greater of $3 or 3% | Cash advance | $3.00 |
| Cash equivalent items or cash substitutes cash advance charge Greater of $3 or 3% | Cash advance | 3% of transaction |
| Annual Fee per card Charged yearly · Annual Fee per card | Ongoing | Variable |
| Late Payment Fee When you don't make your minimum monthly payment, plus any overdue amount, by your statement due date. | Late payment | $20.00 |
Features
- Additional cards
- Issue additional cards to your employees, each with custom spending limits and controls
- Streamline your business banking and save time with automatic data feeds from your online banking to your accounting software.
- Balance transfers
- From 1 December 2023, we will no longer accept new balance transfer requests on our credit cards.
- Bill payment (BPAY) — BPAY View
- See, track and easily pay your bills online in NetBank or on the go in the CommBank app.
- Bonus rewards — 170000
- 170,000 Qantas Business Rewards bonus points when you spend $6,000 on eligible purchases within 90 days of your card account being opened. The offer applies to new card accounts opened between 01/06/2026- 30/10/2026.
- Bonus rewards — 200000
- 200,000 Qantas Business Rewards bonus points when you open an account and make an eligible purchase before 30 April 2026. The offer applies to new card accounts opened between 31/12/2025- 30/04/2026.
Eligibility
- Business customersYes
- Minimum age — 18 years
- Each application for credit is assessed on the ability of the applicant to service debt (limit) based on the financials supplied in the application.
- Need to be a member of the Qantas Business Rewards Program
- Applications for credit cards are subject to credit approval.
- Residency status — AUAvailable to citizens or permanent resident of Australia and valid visa holders. Make sure you are legally allowed to work in Australia.
- Residency status — NZAvailable to citizens or permanent resident of NZ and valid visa holders. Make sure you are legally allowed to work in Australia.
Constraints
- Maximum limit — $100,000.00Maximum facility limit
- Maximum limit — $100,000.00Maximum Card Limit
- Minimum limit — $5,000.00Minimum facility limit
- Minimum limit — $100.00Minimum Card Limit
More Information
Published by CommBank under the Consumer Data Right · Last updated 16 July 2026 · Product ID e15ed5da59354af78c9e8aa0f4f841cf · View on CDR.gov.au