CommFCU
Transaction & Savings Accounts
15
An everyday transaction account with a low monthly fee so you can shop, pay bills and access cash.
An everyday transaction account for members who are aged 55+. For one monthly fee, enjoy interest paid on balances and a range of ways to bank for added convenience.
An account for members aged under 18 to kick start their savings with the help of a parent or guardian. Account holders 12+ are eligible for debit card access - all balances earn competitive interest
An everyday account for not-for-profit community groups, clubs, associations, charities, schools or government groups. With no transaction fees, eligible community groups can make every dollar count.
An everyday transaction account with a low monthly fee so you can shop, pay bills and access cash. $1 of the card?s monthly fee is donated to the McGrath Foundation each month.
A transaction account with Debit card access that enables members to spend loyalty points that have been converted to dollars. The account is linked to a club account under the Club Rewards program.
A business savings account to park funds to be made available for the conversion of Buying Club points to dollars.
A transaction account with Debit card access that enables members to spend loyalty points that have been converted to dollars. The account is linked to a club account under the Buying Club program.
A convenient way to manage your cash flow.
A savings account that earns you bonus interest when you make at least one deposit of $50 each month, maintain a credit balance and make no withdrawals.
A savings account that helps you save for Christmas throughout the year and stops you dipping in to your savings by only allowing access to funds between 1 November and 31 January each year.
A business savings account to park funds to be made available for the conversion of club rewards points to dollars.
An online savings account for businesses. Earn interest every month on balances, regardless of how you save.
An online savings account that allows you to move money in and out via internet banking or the mobile app and that pays interest every month on balances, regardless of how you save.
An account for shares and/or an account to serve as a holding facility for balances with no card access.
Term Deposits
10Lock in a fixed return for your savings at a competitive interest rate for 12 months. A Community First term deposit is a safe and secure way to invest your money when you want certainty.
Lock in a fixed return for your savings at a competitive interest rate for 12 months. A Community First term deposit is a safe and secure way to invest your money when you want certainty.
Lock in a fixed return for your savings at a competitive interest rate for 2 years. A Community First term deposit is a safe and secure way to invest your money when you want certainty.
Lock in a fixed return for your savings at a competitive interest rate for 2 years. A Community First term deposit is a safe and secure way to invest your money when you want certainty.
Lock in a fixed return for your savings at a competitive interest rate for 3 years. A Community First term deposit is a safe and secure way to invest your money when you want certainty.
Lock in a fixed return for your savings at a competitive interest rate for 3 years. A Community First term deposit is a safe and secure way to invest your money when you want certainty.
Lock in a fixed return for your savings at a competitive interest rate for 3 months. A Community First term deposit is a safe and secure way to invest your money when you want certainty.
Lock in a fixed return for your savings at a competitive interest rate for 3 months. A Community First term deposit is a safe and secure way to invest your money when you want certainty.
Lock in a fixed return for your savings at a competitive interest rate for 6 months. A Community First term deposit is a safe and secure way to invest your money when you want certainty.
Lock in a fixed return for your savings at a competitive interest rate for 6 months. A Community First term deposit is a safe and secure way to invest your money when you want certainty.
Home Loans
60A variable rate for owner occupiers currently working in eligible professions, includes an LMI fee waiver for LVR up to 90%
A home loan for owner occupiers with a maximum LVR of 80% that gives you a discounted interest rate plus a 100% offset account with a debit card and discounts on other financial products and services.
A home loan for owner occupiers with a maximum LVR of 95% that gives you a discounted interest rate plus a 100% offset account with a debit card and discounts on other financial products and services.
A 1 year fixed home loan for owner occupiers with a maximum LVR of 80% that gives you a low interest rate and discounts on other financial products and services.
A 1 year fixed home loan for owner occupiers with a maximum LVR of 95% that gives you a low interest rate and discounts on other financial products and services.
A 2 year fixed home loan for owner occupiers with a maximum LVR of 80% that gives you a low interest rate and discounts on other financial products and services.
A 2 year fixed home loan for owner occupiers with a maximum LVR of 95% that gives you a low interest rate and discounts on other financial products and services.
A 3 year fixed home loan for owner occupiers with a maximum LVR of 80% that gives you a low interest rate and discounts on other financial products and services.
A 3 year fixed home loan for owner occupiers with a maximum LVR of 95% that gives you a low interest rate and discounts on other financial products and services.
A home loan for owner occupiers with a maximum LVR of 80% that gives you a discounted interest rate plus a 100% offset account with a debit card and discounts on other financial products and services.
A home loan for owner occupiers with a maximum LVR of 95% that gives you a discounted interest rate plus a 100% offset account with a debit card and discounts on other financial products and services.
A 1 year fixed home loan for investors with a maximum LVR of 80% that gives you a low interest rate and discounts on other financial products and services.
A 1 year fixed home loan for investors with a maximum LVR of 95% that gives you a low interest rate and discounts on other financial products and services.
A 2 year fixed home loan for investors with a maximum LVR of 80% that gives you a low interest rate and discounts on other financial products and services.
A 2 year fixed home loan for investors with a maximum LVR of 95% that gives you a low interest rate and discounts on other financial products and services.
A 3 year fixed home loan for investors with a maximum LVR of 80% that gives you a low interest rate and discounts on other financial products and services.
A 3 year fixed home loan for investors with a maximum LVR of 95% that gives you a low interest rate and discounts on other financial products and services.
A home loan for investors with a maximum LVR of 80% that gives you a discounted interest rate plus a 100% offset account with a debit card and discounts on other financial products and services.
A home loan for investors with a maximum LVR of 95% that gives you a discounted interest rate plus a 100% offset account with a debit card and discounts on other financial products and services.
A 1 year fixed home loan for investors with a maximum LVR of 80% that gives you a low interest rate and discounts on other financial products and services.
A 1 year fixed home loan for investors with a maximum LVR of 95% that gives you a low interest rate and discounts on other financial products and services.
A 2 year fixed home loan for investors with a maximum LVR of 80% that gives you a low interest rate and discounts on other financial products and services.
A 2 year fixed home loan for investors with a maximum LVR of 95% that gives you a low interest rate and discounts on other financial products and services.
A 3 year fixed home loan for investors with a maximum LVR of 80% that gives you a low interest rate and discounts on other financial products and services.
A 3 year fixed home loan for investors with a maximum LVR of 95% that gives you a low interest rate and discounts on other financial products and services.
A home loan for investors with a maximum LVR of 80% that gives you a discounted interest rate plus a 100% offset account with a debit card and discounts on other financial products and services.
A home loan for investors with a maximum LVR of 95% that gives you a discounted interest rate plus a 100% offset account with a debit card and discounts on other financial products and services.
A fixed rate for investors currently working in eligible professions, includes an LMI fee waiver for LVR up to 90%
A fixed rate for investors currently working in eligible professions, includes an LMI fee waiver for LVR up to 90%
A fixed rate for investors currently working in eligible professions, includes an LMI fee waiver for LVR up to 90%
A fixed rate for owner occupiers currently working in eligible professions, includes an LMI fee waiver for LVR up to 90%
A fixed rate for owner occupiers currently working in eligible professions, includes an LMI fee waiver for LVR up to 90%
A fixed rate for owner occupiers currently working in eligible professions, includes an LMI fee waiver for LVR up to 90%
A fixed rate for 3 years for investors with a maximum LVR of 95% wanting certainty of repayments for a period. Includes access to redraw and the ability to make extra repayments.
A fixed rate for 3 years for investors with a maximum LVR of 80% wanting certainty of repayments for a period. Includes access to redraw and the ability to make extra repayments.
A fixed rate for 2 years for investors with a maximum LVR of 95% wanting certainty of repayments for a period. Includes access to redraw and the ability to make extra repayments.
A fixed rate for 2 years for investors with a maximum LVR of 80% wanting certainty of repayments for a period. Includes access to redraw and the ability to make extra repayments.
A fixed rate for 1 year for investors with a maximum LVR of 95% wanting certainty of repayments for a period. Includes access to redraw and the ability to make extra repayments.
A fixed rate for 1 year for investors with a maximum LVR of 80% wanting certainty of repayments for a period. Includes access to redraw and the ability to make extra repayments.
A fixed rate for 3 years for investors with a maximum LVR of 95% wanting certainty of repayments for a period. Includes access to redraw and the ability to make extra repayments.
A fixed rate for 3 years for investors with a maximum LVR of 80% wanting certainty of repayments for a period. Includes access to redraw and the ability to make extra repayments.
A fixed rate for 2 years for investors with a maximum LVR of 95% wanting certainty of repayments for a period. Includes access to redraw and the ability to make extra repayments.
A fixed rate for 2 years for investors with a maximum LVR of 80% wanting certainty of repayments for a period. Includes access to redraw and the ability to make extra repayments.
A fixed rate for 1 year for investors with a maximum LVR of 95% wanting certainty of repayments for a period. Includes access to redraw and the ability to make extra repayments.
A fixed rate for 1 year for investors with a maximum LVR of 80% wanting certainty of repayments for a period. Includes access to redraw and the ability to make extra repayments.
A fixed rate for 3 years for owner occupiers with a maximum LVR of 95% wanting certainty of repayments for a period. Includes access to redraw and the ability to make extra repayments.
A fixed rate for 3 years for owner occupiers with a maximum LVR of 80% wanting certainty of repayments for a period. Includes access to redraw and the ability to make extra repayments.
A fixed rate for 2 years for owner occupiers with a maximum LVR of 95% wanting certainty of repayments for a period. Includes access to redraw and the ability to make extra repayments.
A fixed rate for 2 years for owner occupiers with a maximum LVR of 80% wanting certainty of repayments for a period. Includes access to redraw and the ability to make extra repayments.
A fixed rate for 1 year for owner occupiers with a maximum LVR of 95% wanting certainty of repayments for a period. Includes access to redraw and the ability to make extra repayments.
A fixed rate for 1 year for owner occupiers with a maximum LVR of 80% wanting certainty of repayments for a period. Includes access to redraw and the ability to make extra repayments.
A basic variable home loan for owner occupiers with a maximum LVR of 80%, that includes redraw, a competitive rate and other flexible features to help you pay your loan off sooner.
A basic variable home loan for owner occupiers with a maximum LVR of 95%, that includes redraw, a competitive rate and other flexible features to help you pay your loan off sooner.
A variable loan for investors who need bridging finance to enable them to buy their next property before selling or receiving sale proceeds from their current property.
A variable loan for home owners relocating who need bridging finance to enable them to buy their next property before selling or receiving sale proceeds from their current home.
A basic variable home loan for investors with a maximum LVR of 80%, that includes redraw, a competitive rate and other flexible features to help you pay your loan off sooner.
A basic variable home loan for investors with a maximum LVR of 95%, that includes redraw, a competitive rate and other flexible features to help you pay your loan off sooner.
A basic variable home loan for investors with a maximum LVR of 80%, that includes redraw, a competitive rate and other flexible features to help you pay your loan off sooner.
A basic variable home loan for investors with a maximum LVR of 95%, that includes redraw, a competitive rate and other flexible features to help you pay your loan off sooner.
A variable rate for investors currently working in eligible professions, includes an LMI fee waiver for LVR up to 90%
Credit & Charge Cards
2
A low rate credit card with the same low rate on cash advances and up to 55 days interest free on purchases. Choose pink and half the annual fee is donated to the McGrath Foundation each year
A low rate credit card with up to 55 days interest free on purchases. Half the annual fee goes to National Seniors Australia to help with their work on advocacy and financial literacy
Personal Loans
4A secured car loan with a competitive variable rate - available for registrable vehicles including cars, motorbikes, caravans, boats and jet skis that are up to 5 years old.
A secured car loan with a competitive fixed rate - available for registrable vehicles including cars, motorbikes, caravans, boats and jet skis that are up to 5 years old.
An unsecured personal loan for any worthwhile purpose with a competitive fixed rate. Available for loans from $5,000 from 1-5 years.
An unsecured personal loan for any worthwhile purpose with a competitive variable rate. Available for loans from $5,000 from 1-5 years.
Business Loans
2A variable business loan with competitive variable rates to help fund your business needs. Secure the loan with a residential or commercial property - different rates apply depending on security type.
A variable business loan with competitive variable rates to help fund your business needs. Secure the loan with a residential or commercial property - different rates apply depending on security type.
Overdrafts
5An overdraft to help cover you for unexpected expenses. Can be linked to the Everyday Account which helps you manage everyday spending, pay bills and access cash.
An everyday transaction account for members who are aged 55+. For one monthly fee, enjoy interest paid on balances and a range of ways to bank for added convenience.
An everyday account for not-for-profit community groups, clubs, associations, charities, schools or government groups. With no transaction fees, eligible community groups can make every dollar count.
An overdraft to help cover you for unexpected expenses. Can be linked to the Pink Debit account which helps you manage everyday spending, pay bills and access cash.
A convenient way to manage your cash flow.
Data published by CommFCU under the Consumer Data Right · ABN 80087649938 · Register entry updated 1 July 2026 · View on CDR.gov.au