BOOST PACKAGE HOME LOAN - OWNER-OCCUPIED LVR 95% (Principal and Interest)
A home loan for owner occupiers with a maximum LVR of 95% that gives you a discounted interest rate plus a 100% offset account with a debit card and discounts on other financial products and services.
- From (owner occupied)
- 6.39%
- 6.76% comparison
Interest Rates
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Variable Comparison rate is calculated on a loan amount of $150,000 over 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. | 6.39% | 6.76% | — |
Fees
| Fee | Type | Amount |
|---|---|---|
| CONSTRUCTION_LOAN_APPLICATION_FEE Capped at $0.00 · Includes application fee, inspection fees and draw-down fees throughout construction period. Legal fees are paid in addition to this and are at cost.
| Upfront | $1,500.00 |
| LATE_PAYMENT Capped at $0.00 · Charged to loan account | Late payment | $25.00 |
| REDRAW_FEE_-_STAFF_ASSISTED Capped at $0.00 · Charged to loan account | Event | $30.00 |
| SAFE_CUSTODY_FEE Charged yearly · Capped at $0.00 · E.g. certificate of titles, wills, etc | Ongoing | $50.00 |
| RE-ISSUE_LOAN_DOCUMENTATION_FEE Capped at $0.00 · For mortgage products | Event | $300.00 |
| SPECIAL_ATTENDANCE_FEE Capped at $0.00 · Charged at cost | Event | $0.00 |
Features
- Offset account
- With Debit card access
- Extra repayments
- No penalty to make extra repayments or pay out the loan early
- Redraw facility
- Digital banking
- Split Loan
Eligibility
- Minimum age — 18 years18 years
- Individuals only
- Residency status — Australian citizen or permanent residency only
Constraints
- Minimum limit — $50,000.00Minimum loan size applies only at application
- Maximum LVR — 95%Maximum 95% LVR
- Minimum LVR — 80%Minimum LVR
Bundles
BOOST_PACKAGE_HOME_LOAN_-_A_PACKAGE_HOME_LOAN_OFFERING_LOW_INTEREST_RATES,_AND_DISCOUNTS_ON_PRODUCTS_AND_SERVICES.
A package home loan offering a competitive interest rate for both variable and fixed rate loans, and includes discounts on products and services
Annual fee payable
More Information
Published by CommFCU under the Consumer Data Right · Last updated 13 July 2026 · Product ID BP-OOPI-LVR95 · View on CDR.gov.au