Community Advantage Variable Owner Occupied (Principal and Interest)
A variable rate for owner occupiers currently working in eligible professions, includes an LMI fee waiver for LVR up to 90%
- From (owner occupied)
- 6.59%
- 6.64% comparison
Interest Rates
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Variable Comparison rate is calculated on a loan amount of $150,000 over 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. | 6.59% | 6.64% | — |
Fees
| Fee | Type | Amount |
|---|---|---|
| ACCOUNT_COMBINATION_FEE Capped at $0.00 | Event | $5.00 |
| ADDITIONAL_VALUATION_FEE Capped at $0.00 · Charged at cost | Event | $0.00 |
| CONSTRUCTION_LOAN_APPLICATION_FEE Capped at $0.00 · Includes application fee, inspection fees and draw-down fees throughout construction period. Legal fees are paid in addition to this and are at cost.
| Upfront | $1,500.00 |
| COPY_OF_STATEMENT_(ALREADY_ISSUED) Capped at $0.00 · Charged per page. For statements issued prior to January 1997 the fee is $3 per page. | Event | $1.50 |
| HOME_LOAN_APPLICATION_FEE Capped at $0.00 · First application includes the cost of the first standard valuation and legal fees of one security only (and includes 2 splits) | Upfront | $600.00 |
| LATE_PAYMENT Capped at $0.00 · Charged to loan account | Late payment |
Features
- Redraw facility
- Extra repayments
- No penalty for extra repayments
- Split Loan
Eligibility
- Minimum age — 18 years18 years
- Individuals only
- Residency status — Australian citizen or permanent resident only
Constraints
- Minimum limit — $50,000.00Minimum amount applies at time of application
- Maximum LVR — 90%Maximum 90% LVR
More Information
Published by CommFCU under the Consumer Data Right · Last updated 14 July 2026 · Product ID CA-OOPI-VAR · View on CDR.gov.au