---
title: "BRIDGING LOAN (Interest Only) — CommFCU"
description: "Home Loans from CommFCU. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/commfcu/products/L84-VAR-BRIDGE-IO
source: "CDR Compare"
language: en-AU
last_updated: 2026-07-01T15:23:51.000+10:00
---

# BRIDGING LOAN (Interest Only) — CommFCU

> Home Loans from CommFCU. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Home Loans · Community First Credit Union**

A variable loan for home owners relocating who need bridging finance to enable them to buy their next property before selling or receiving sale proceeds from their current home.

## At a glance

- **From (owner occupied):** 8.94% (6.39% comparison)

## Apply

Applications are handled by the provider: [Apply at CommFCU](https://www.communityfirst.com.au/applying-for-a-loan)

## Interest rates

| Type | Rate | Comparison | Applies to |
| --- | --- | --- | --- |
| Variable (The comparison rate is based on a secured loan amount of $150,000 over a loan term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.) | 8.94% | 6.39% | — |

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| LOAN_VARIATION_FEE — Includes loan split requests, additional splits, loan top up on existing loan, substitution of security, loan re-fix fee and loan switches (loan switching to a different loan type) | Event | $250.00 |
| BRIDGING_LOAN_APPLICATION_FEE — Includes application fee, one standard valuation and one legal fee for one property security. Additional valuation and legal fees may apple. | Upfront | $1,500.00 |
| LATE_PAYMENT — Charged to loan account | Late payment | $25.00 |
| REDRAW_FEE_-_STAFF_ASSISTED — Charged to loan account | Event | $30.00 |
| SAFE_CUSTODY_FEE — Charged yearly · E.g. certificate of titles, wills, etc | Ongoing | $50.00 |
| RE-ISSUE_LOAN_DOCUMENTATION_FEE — For mortgage products | Event | $300.00 |
| SPECIAL_ATTENDANCE_FEE — Charged at cost | Event | $0.00 |
| COPY_OF_STATEMENT_(ALREADY_ISSUED) — Charged per page. For statements issued prior to January 1997 the fee is $3 per page. | Event | $1.50 |
| SOLICITORS_PREPARATION_FEE — Charged at cost | Event | $0.00 |
| ADDITIONAL_VALUATION_FEE — Charged at cost | Event | $0.00 |
| SEARCH_FEES — Charged at cost | Event | $0.00 |
| SPECIAL_ATTENDANCE_FEE_-_MORTGAGE_DISCHARGE — Charged at discharge | Event | $696.00 |
| LENDERS_MORTGAGE_INSURANCE_(LMI) — The amount of this fee will be available on application, as it is dependent on the loan to valuation ratio of each loan. | Upfront | $0.00 |

## Features

- **Digital banking**
- **Redraw facility** (Redraw fees apply)
- **Extra repayments** (No penalty for extra repayments)

## Eligibility

- **Minimum age** — 18 years (18 years)
- **Individuals only**
- **Residency status** — Australian citizen or permanent residency only

## Constraints

- **Minimum limit** — $10,000.00 (Minimum loan amount only applies at time of application)
- **Maximum LVR** — 80% (Maximum 80% LVR)

## More information from CommFCU

- [Overview](https://www.communityfirst.com.au/products/bridging-loan)
- [Terms & conditions](https://communityfirst.com.au/support/important-information/disclosure-documents)
- [Eligibility](https://www.communityfirst.com.au/applying-for-a-loan)
- [Fees & pricing](https://communityfirst.com.au/tools/rates-and-fees)

## Data provenance

- Published by CommFCU under the Consumer Data Right
- Product ID: `L84-VAR-BRIDGE-IO`
- Last updated by the provider: 1 July 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/commfcu/L84-VAR-BRIDGE-IO
- Provider page: https://www.cdrcompare.au/brands/commfcu
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000031

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/commfcu/products/L84-VAR-BRIDGE-IO) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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