Personal Loan
An unsecured personal loan for any worthwhile purpose with a competitive variable rate. Available for loans from $5,000 from 1-5 years.
- From
- 10.49%
- 11.52% comparison
Interest Rates
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Variable The comparison rate is based on an unsecured loan amount of $30,000 over a loan term of 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. | 10.49% | 11.52% | — |
Fees
| Fee | Type | Amount |
|---|---|---|
| PERSONAL_LOAN_APPLICATION_FEE Capped at $0.00 · Charged on each occasion | Upfront | $249.00 |
| PPSR_FEE_-_PERSONAL_PROPERTY_SECURITY_REGISTRATION_FEE Capped at $0.00 | Upfront | $100.00 |
| LATE_PAYMENT Capped at $0.00 · Charged to loan account | Late payment | $25.00 |
| REDRAW_FEE_-_STAFF_ASSISTED Capped at $0.00 · Charged to loan account | Event | $30.00 |
| COPY_OF_STATEMENT_(ALREADY_ISSUED) Capped at $0.00 · Charged per page. For statements issued prior to January 1997 the fee is $3 per page. | Event | $1.50 |
| PERSONAL_LOAN_$10_MONTHLY_FEE Charged monthly · Capped at $0.00 | Ongoing | $10.00 |
Features
- Digital banking
- Redraw facility
- Redraw fees apply
- Make extra repayments or pay the loan out early without penalty
Eligibility
- Minimum age — 18 years18 years
- Individuals only
- Residency status — Australian citizen or permanent residency only
Constraints
- Minimum limit — $3,000.00Minimum amount only applies at time of application
More Information
Published by CommFCU under the Consumer Data Right · Last updated 1 July 2026 · Product ID L86-PL-V · View on CDR.gov.au