Wildlife Saver account
An account for members aged under 18 to kick start their savings with the help of a parent or guardian. Account holders 12+ are eligible for debit card access - all balances earn competitive interest
- Base rate
- 3.25%
Deposit Rates
| Type | Rate | Applies To | Interest Paid |
|---|---|---|---|
| Variable | 3.25% | Wildlife Saver account_Tier_1 | monthly |
| Variable | 0% | Wildlife Saver account_Tier_2 | monthly |
Fees
| Fee | Type | Amount |
|---|---|---|
| CARD_EXTRACTION_FEE Capped at $0.00 · Charged on the day of the request | Event | $45.00 |
| VISA_CHARGEBACKS Capped at $0.00 | Event | $25.00 |
| DORMANCY_FEE Capped at $0.00 · Applicable on all savings accounts | Event | $20.00 |
| DISHONOUR_-_DIRECT_DEBIT Capped at $0.00 · Charged on the day of the dishonour | Dishonour | $20.00 |
| DISHONOUR_-_PERIODICAL_PAYMENT Capped at $0.00 · Charged on the day of the dishonour | Dishonour | $20.00 |
| FORCED_PAYMENT Capped at $0.00 · Charged on the day | Event | $20.00 |
| EFT_INVESTIGATION_FEE Capped at $0.00 · Includes NPP Payments, incorrect amount transferred; elleged unauthorised transactions; request to recall funds | Event |
Features
- Card access — Optional Debit Card
- Available only for members aged 12 and over
- Bill payment (BPAY)
- Digital banking
- Digital wallet — Apple Pay, Samsung Pay and Google Pay
- Payment options available
- Real-time payments (NPP)
- PayID
- Unlimited transactions
Eligibility
- Maximum age — 17 yearsAvailable for members up to and including the age of 17
- Individuals only
More Information
Published by CommFCU under the Consumer Data Right · Last updated 30 June 2026 · Product ID S18-JS · View on CDR.gov.au